3785 Mill St, North Branch, MI 48461 Property Records

Lapeer County property record for 3785 Mill St, North Branch, MI 48461

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,664 sqft · built 1967
Lot Size	3.76 acres (163,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,000 (Dec 2010)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-305-036-00`

Property Details

APN / Parcel Number

Primary APN	`046-305-036-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	163,786 sqft (3.76 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3785 MILL ST
City	NORTH BRANCH
State	MI
Zip	48461-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R SI
Legal Description	16 48 904 000 00 SEC 5 T9N R11E VILLAGE OF NORTH BRANCH COM S 88 DEG W 1321.50 FT & N 0 DEG 40' W 342.50 FT FROM E 1/4 POST,
Legal Range	11E
Legal Township	09N
Legal Section	05
Jurisdiction	LAPEER MI
Township / Civil Division	NORTH BRANCH
Census Block Group	1
Census Block	1014
Census Tract	332500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3785 MILL ST, NORTH BRANCH, MI 48461-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Jan 11, 2019	Deed of Trust, Mortgage · Conventional with PMI CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2010 · Amount on Record
Deed Sale	Dec 8, 2010 · Amount on Record
Deed Book / Page	2476 / 35
Prior Transfer Date	Apr 28, 2010
Prior Transfer Doc	0024430291
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3785 MILL ST, NORTH BRANCH, MI 48461-8003
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3785 MILL ST, NORTH BRANCH, MI 48461-8003

Mortgage

Document Number	0033200520
Date	Oct 10, 2022
Book Page	3320/520

Lender

Name	CHOICEONE BANK
Type	Bank
Address	FOSTORIA, MI 48435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3785 MILL ST, NORTH BRANCH, MI 48461-8003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3785 MILL ST, NORTH BRANCH, MI 48461-8003

Mortgage

Document Number	0031550829
Date	Dec 15, 2020
Book Page	3155/829

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3785 MILL ST, NORTH BRANCH, MI 48461-8003
Document Number	0030050144
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3785 MILL ST NORTH BRANCH MI 484618003, NORTH BRANCH, MI 48461-8003

Mortgage

Document Number	0030050144
Date	Jan 18, 2019
Book Page	003005/000144

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	North Branch Township
Municipality	North Branch Village
Unified School District	North Branch Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,700 (+4.93%)	$225,400 (+4.93%)
2025	$1,686.00 (+1.57%) Homeowner's exemption	$107,400 (+19.07%)	$214,800 (+19.07%)
2024	$1,660.00 (+10.74%)
2023		$90,200	$180,400
2022	$1,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF NORTH BRANCH serves 1,021 people · EPA ID MI0004770
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Northern Broadband.

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