Owen County property record for 3785 Hyden Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 720 sqft · built 2004 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Jul 2013) |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-11-27-400-150.000-022 |
| Primary APN | 60-11-27-400-150.000-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Carport |
| Garage Area | 504 sqft |
| Carport | Carport |
| Carport Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001007948 |
|---|---|
| Street Address | 3785 HYDEN RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW SE S27 T10 R4 1.96A |
| Legal Range | 4 |
| Legal Township | 10 |
| Legal Section | 27 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 955701 |
3785 Hyden Rd is owned and occupied by two individuals who acquired it in March 2025.
Source: Owen County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3785 HYDEN RD, SPENCER, IN 47460-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2013 · Amount on File |
| Deed Sale | Jul 23, 2013 · Amount on File |
| Deed Document Number | 20136492221 |
| Last Transfer Date | Mar 13, 2025 |
| Transfer Doc | 0000239493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 3785 HYDEN RD, SPENCER, IN 47460-8004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 209058 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 209058 |
| Name | OWEN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, IN 47460 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 27, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3785 Hyden Rd was $705 with a homeowner's exemption, down 8.3% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Lafayette Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 (-8.32%) Homeowner's exemption | $146,100 Land $33,600 Building $112,500 | $146,100 Land $33,600 Building $112,500 |
| 2024 | $769.00 (-7.46%) | ||
| 2023 | $831.00 (-29.28%) | $136,800 (+12.04%) Land $24,800 Building $112,000 | $136,800 (+12.04%) Land $24,800 Building $112,000 |
| 2022 | $1,175.00 | $122,100 Land $27,700 Building $94,400 | $122,100 Land $27,700 Building $94,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3785 Hyden Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3785 Hyden Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Endeavor Communications.
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