3785 Drake Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3785 Drake Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,663 sqft · built 1906
Lot Size	0.122 acres (5,314 sqft)
Owner	Company Name on File
Last Sale	$410,000 (Apr 2026)
Tax Bill	$7,654 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-0002-0044-00`

Property Details

APN / Parcel Number

Primary APN	`040-0002-0044-00`
Alternative APN	`0040189`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,663 sqft Living Area
Gross Area	2,341 sqft
1st Floor Area	678 sqft
2nd Floor Area	660 sqft
Attic	Attic
Attic Area	325 sqft
Basement Area	678 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	160 ft deep x 34 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	140 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3785 DRAKE AVE
City	CINCINNATI
State	OH
Zip	45209-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	3785 DRAKE AVE 33.50 X 160 PTS LOTS 51-52 F K DRAKESSUB
Legal Subdivision	F K DRAKES SUB
Legal Lot Number	51-52
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	5200

Owner

3785 Drake Ave is owned by a company that bought it in April 2026.

Source: Hamilton County records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	3785 DRAKE AVE, CINCINNATI, OH 45209-2324
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 27, 2026	Warranty Deed, Transfer PRODIGY TITLE
Jul 19, 2019	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Document Number	202624972
Deed Book / Page	15637 / 1117
Prior Transfer Date	Oct 30, 1995
Prior Transfer Doc	0000153762
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3785 DRAKE AVE, CINCINNATI, OH 45209-2324
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073126
Date	Sep 22, 2025
Book Page	15505/1385
Instrument	2025-0073126

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 3, 2026
Property Address	3785 DRAKE AVE, CINCINNATI, OH 45209-2324
Document Number	0000024972
Book / Page	15637 / 1117
Instrument Date	Mar 27, 2026
Instrument	202624972
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PRODIGY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000024973,
Date	Apr 3, 2026
Instrument	202624973

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2026
Property Address	3785 DRAKE AVE, CINCINNATI, OH 45209-2324
Document Number	0000031466
Book / Page	15653 / 643
Instrument Date	Mar 27, 2026
Instrument	202631466
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PRODIGY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 19, 2019
Property Address	3785 DRAKE AVE, CINCINNATI, OH 45209-2324
Document Number	0000058676
Book / Page	013962 / 003262
Instrument Date	Jul 16, 2019
Instrument	58676
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3785 DRAKE AVE CINCINNATI OH 452092324, CINCINNATI, OH 45209-2324

Mortgage

Document Number	58677
Date	Jul 19, 2019
Book Page	013962/003264
Instrument	58677

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3785 Drake Ave was $7,654, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,654.00 (+2.99%)	$118,798 (+%) Land $47,618 Building $71,180	$339,420 Land $136,050 Building $203,370
2024	$7,432.00 (-2.11%)	$118,796 (-) Land $47,617 Building $71,179
2023	$7,592.00 (-8.73%)	$118,796 (+1.32%) Land $47,617 Building $71,179	$339,420 Land $136,050 Building $203,370
2022	$8,318.00 Homeowner's exemption	$117,250 Land $40,789 Building $76,461
2020			$335,000 Land $116,540 Building $218,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3785 Drake Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3785 Drake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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