3785 Blacks Bluff Rd SW, Rome, GA 30161 Property Records

Floyd County property record for 3785 Blacks Bluff Rd SW, Rome, GA 30161

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,111 sqft · built 1973
Lot Size	6.4 acres (278,784 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Sep 2025)
Tax Bill	$667 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`F16--178`

Property Details

APN / Parcel Number

Primary APN	`F16--178`
Alternative APN	`40744`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,111 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	278,784 sqft (6.4 acres)
Garage Type	Carport
Carport	Carport
Carport Area	150 sqft

Exterior Amenities

Porch	Porch
Porch Area	92 sqft
Shed	1 Shed
Shed Area	360 sqft
Utility Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	40744
Old Parcel Number	F16 178
Street Address	3785 BLACKS BLUFF RD SW
City	ROME
State	GA
Zip	30161-9579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LL57 883/4
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	2
Census Block	2048
Census Tract	2000

Owner

3785 Blacks Bluff Rd SW is owned by an individual who bought it in September 2025.

Source: Floyd County records, as of January 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3721 BLACKS BLUFF RD, ROME, GA 30161-9579
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage AGGEORGIA FARM CREDIT
Nov 5, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Deed Document Number	0029091235
Deed Book / Page	2909 / 1235
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Sep 23, 2025
Property Address	3785 BLACKS BLUFF RD SW, ROME, GA 30161-9579
Document Number	0029091235
Book / Page	2909 / 1235
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 BLACKS BLUFF RD SW, ROME, GA 30161-9579

Mortgage

Document Number	0029091237
Date	Sep 23, 2025
Instrument	2909/1237

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	112 Months
Due	Jan 1, 2035

November 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	Nov 5, 2021
Property Address	3785 BLACKS BLUFF RD SW, ROME, GA 30161-9579
Document Number	0027160863
Book / Page	2716 / 863
Instrument Date	Nov 5, 2021
Instrument	2021-004540
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1984 CUNNINGHAM RD SW, ROME, GA 30161-4248
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3785 Blacks Bluff Rd SW was $667.

Source: Floyd County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$667.00	$23,321 Land $22,177 Building $1,144	$58,302 Land $55,443 Building $2,859
2022	$1,265.00	$42,649 Land $14,797 Building $27,852	$106,622 Land $36,992 Building $69,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3785 Blacks Bluff Rd SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3785 Blacks Bluff Rd SW is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Blacks Bluff Rd SW

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