Lake County property record for 37845 Brown Ave, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,690 sqft · built 1927 |
| Lot Size | 0.318 acres (13,839 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,797 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-B-00-034-0 |
| Primary APN | 27-A-018-B-00-034-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,426 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 460 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Old Style |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 13,839 sqft (0.318 acres) |
| Lot Dimensions | 173 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 80 sqft |
| Patio Area | 470 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 37845 BROWN AVE |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 2, 3 & 6 TRACT 13 |
| Legal Subdivision | WILLOUGHBY-EUCLID AVE. SUBDIVISION |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 201400 |
37845 Brown Ave is owned by an individual who acquired it in October 2023.
Source: Lake County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 94, WILLOUGHBY, OH 44096-0094 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Dec 30, 2025 | Transfer on Death Deed, Transfer |
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Oct 13, 2023 | Warranty Deed, Subdivision Related Transfer |
| Apr 28, 2022 | Warranty Deed, Transfer TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Dec 2, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2023 |
| Deed Sale | Oct 13, 2023 |
| Prior Sale | Apr 28, 2022 · Amount on File |
| Deed Document Number | 202320671 |
| Prior Transfer Date | Oct 10, 2021 |
| Prior Transfer Doc | 0000042446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 9, 2026 |
| Property Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000020590 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202620590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000020590, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202620590 |
| Name | CIVISTA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 30, 2025 |
| Property Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000029183 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025R029183 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000000623 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024R000623 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 13, 2023 |
| Property Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000020671 |
| Map Reference | VOL C PG 67 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023R020671 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 94, WILLOUGHBY, OH 44096-0094 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 28, 2022 |
| Property Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000012372 |
| Map Reference | VOL C PG 67 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022R012372 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 94, WILLOUGHBY, OH 44096-0094 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 2, 2021 |
| Property Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
| Document Number | 0000042446 |
| Map Reference | VOL C PG 67 |
| Instrument Date | Oct 10, 2021 |
| Instrument | 2021R042446 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37845 BROWN AVE, WILLOUGHBY, OH 44094-5832 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,010 (-) Land $20,560 Building $65,450 | $245,730 (-) Land $58,730 Building $187,000 | |
| 2024 | $4,797.00 (-33.91%) | $86,010 (+12.2%) Land $20,560 Building $65,450 | $245,730 Land $58,730 Building $187,000 |
| 2023 | $7,258.00 (+73.68%) Homeowner's exemption | $76,660 (-) Land $16,480 Building $60,180 | |
| 2022 | $4,179.00 Homeowner's exemption Senior Citizen's exemption | $76,660 Land $16,480 Building $60,180 | |
| 2021 | $219,040 Land $47,090 Building $171,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37845 Brown Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 37845 Brown Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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