37841 Rusty Spur Trl, Agate, CO 80101 Property Records

Elbert County property record for 37841 Rusty Spur Trl, Agate, CO 80101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1996
Lot Size	50 acres (2,178,000 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71291-00-100`

Property Details

APN / Parcel Number

Primary APN	`71291-00-100`
Alternative APN	`R105190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,809 sqft Living Area
1st Floor Area	1,759 sqft
Basement Area	1,759 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	2,178,000 sqft (50 acres)
Garage Area	665 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Baseboard

Location & Zoning

Account Number	R105190
Old Parcel Number	7129100100
Street Address	37841 RUSTY SPUR TRL
City	AGATE
State	CO
Zip	80101-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SECTION: 29 TOWNSHIP: 7 RANGE: 61 (NW4NE4-PART OF E2NE4) LESS 35 A. PAR DESC B361 P596 50 A.
Legal Range	61
Legal Township	07
Legal Section	29
Legal Quarter	NE
Legal Subdivision	RURALO
Legal Block	361
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1043
Census Tract	961205

Owner

The current owner of 37841 Rusty Spur Trl acquired it in July 2009.

Source: Elbert County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	37841 RUSTY SPUR TRL, AGATE, CO 80101-9747
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jun 26, 2003 · Amount on File
Last Transfer Date	Jul 15, 2009
Transfer Doc	0007130948
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	37841 RUSTY SPUR TRL, AGATE, CO 80101-9747
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008200817
Date	Sep 27, 2021
Book Page	820/817
Instrument	612344

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	37841 RUSTY SPUR TRL, AGATE, CO 80101-9747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008070709
Date	Sep 14, 2020
Book Page	807/709
Instrument	599075

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	37841 RUSTY SPUR TRL, AGATE, CO 80101-9747
Document Number	0007740515
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37841 RUSTY SPUR TRL AGATE CO 801019747, AGATE, CO 80101-9747

Mortgage

Document Number	0007740515
Date	Jan 23, 2017
Book Page	000774/000515
Instrument	565717

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 37841 Rusty Spur Trl was $2,904.

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Kiowa School District C-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00	$49,340 Land $18,750 Building $30,590	$789,500 Land $300,000 Building $489,500
2023	$2,364.00 (+37.36%)	$46,910 (+34.11%) Land $17,390 Building $29,520	$700,228 (+39.15%) Land $259,609 Building $440,619
2022	$1,721.00	$34,980 Land $8,690 Building $26,290	$503,232 Land $125,000 Building $378,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37841 Rusty Spur Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37841 Rusty Spur Trl is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Starlink Satellite	280 / 30
Viaero Wireless Fixed Wireless	100 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

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