3784 Ritchie Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3784 Ritchie Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 572 sqft · built 1966
Lot Size	0.955 acres (41,600 sqft)
Owner	2 Individual Names on File
Last Sale	$23,000 (Jun 2003)
Tax Bill	$544 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`3625-28-9410`

Property Details

APN / Parcel Number

Primary APN	`3625-28-9410`
Alternative APNs	`362500289410` `273877` `19515`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	572 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cottage
Exterior Material	Wood
Construction Type	Frame
Lot Area	41,600 sqft (0.955 acres)
Cabin	572 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	273877
Street Address	3784 RITCHIE RD
City	LINCOLNTON
State	NC
Zip	28092-9569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	HUGH WATERS RD 1271
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3015
Census Tract	70800

Owner

3784 Ritchie Rd is owned by two individuals who bought it in June 2003.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3812 RITCHIE RD, LINCOLNTON, NC 28092-9570
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage MADISON HOMEBUILDERS
Jul 19, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2003 · Amount on File
Deed Sale	Jun 9, 2003 · Amount on File
Prior Sale	Sep 1, 1998 · Amount on File
Deed Book / Page	1471 / 85
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3784 RITCHIE RD, LINCOLNTON, NC 28092-9569
Document Number	2893455
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 COLONIAL VILLAGE DR LINCOLNTON NC 280928287, LINCOLNTON, NC 28092-8287

Mortgage

Document Number	2893455
Date	Mar 26, 2020
Book Page	002893/000455
Instrument	606392

Lender

Name	MADISON HOMEBUILDERS
Type	Construction/Development Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 19, 2019
Property Address	3784 RITCHIE RD, LINCOLNTON, NC 28092-9569
Document Number	283255
Book / Page	002832 / 000055
Instrument Date	Jul 19, 2019
Instrument	595313
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 COLONIAL VILLAGE DR LINCOLNTON NC 280928287, LINCOLNTON, NC 28092-8287

Tax Assessment & Valuation

The 2026 property tax bill for 3784 Ritchie Rd was $544.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$544.00	$66,434 Land $26,829 Building $39,605	$66,434 Land $26,829 Building $39,605
2023	$511.00	$66,434 Land $26,829 Building $39,605	$66,434 Land $26,829 Building $39,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3784 Ritchie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3784 Ritchie Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ritchie Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures