3784 Liberty Rd, Galt, CA 95632 Property Records

San Joaquin County property record for 3784 Liberty Rd, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 887 sqft · built 1947
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Sep 2025)
Tax Bill$5,514 (2026)
Deeds & MortgagesSep 2025 Sale
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005-390-060-000

Property Details

APN / Parcel Number

Primary APN005-390-060-000
Alternative APNs
  • 005-390-06
  • 00509007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area887 sqft Living Area
1st Floor Area887 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleL-Shape
Construction TypeWood
Lot Area23,087 sqft (0.53 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number005-390-06
Street Address3784 LIBERTY RD
CityGALT
StateCA
Zip95632-8259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionREDRAWN SEP-11-2008 FROM ORIGINAL APN 005-090-07
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group1
Census Block1008
Census Tract4600

Owner

3784 Liberty Rd is owned and occupied by two individuals who bought it in September 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3784 LIBERTY RD, GALT, CA 95632-8259
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Grant Deed, Transfer
TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Sep 30, 2021Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2025 · Amount on File
Deed SaleSep 18, 2025 · Amount on File
Prior SaleJul 28, 2023 · Amount on File
Deed Document Number202579889
Prior Transfer DateMay 28, 2008
Prior Transfer Doc0000113390
Record UpdatedOct 29, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 18, 2025
Property Address3784 LIBERTY RD, GALT, CA 95632-8259
Document Number0000079889
Instrument DateSep 18, 2025
Instrument2025-079889
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3784 LIBERTY RD, GALT, CA 95632-8259

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 30, 2021
Property Address3784 LIBERTY RD, GALT, CA 95632-8259
Document Number0000164628
Instrument DateSep 15, 2021
Instrument2021-164628
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3784 LIBERTY RD, GALT, CA 95632-8259

Mortgage

Document Number0000164629
DateSep 30, 2021
Instrument2021-164629
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3784 Liberty Rd was $5,514, down 0.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,514.00 (-0.92%)
2025$5,565.00$466,930 Land $212,241 Building $254,689
2023$5,706.00 (+13.15%)$448,800 Land $204,000 Building $244,800$459,720
2022$5,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3784 Liberty Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2017–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3784 Liberty Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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