3783 Whitetail Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3783 Whitetail Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,024 sqft · built 2023
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$519,018 (Nov 2023)
Tax Bill$6,440 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN312631358200010180

Property Details

APN / Parcel Number

Primary APN312631358200010180

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,024 sqft Heated Area
Gross Area3,895 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3783 WHITETAIL CT
CitySAINT CLOUD
StateFL
Zip34772-7977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER RUN ESTATES PB 32 PGS 107-109 LOT 18
Legal Lot Number18
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3783 WHITETAIL CT, SAINT CLOUD, FL 34772-7977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Deed Document Number2023156316
Deed Book / Page6511 / 2614
Record UpdatedJun 8, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 30, 2023
Property Address3783 WHITETAIL CT, SAINT CLOUD, FL 34772-7977
Document Number0065112614
Book / Page6511 / 2614
Map ReferenceMB 32 PG 107-109
Instrument DateNov 29, 2023
Instrument2023156316
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,633.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3783 WHITETAIL CT, SAINT CLOUD, FL 34772-7977

Mortgage

Document Number0065112616
DateNov 30, 2023
Instrument6511/2616
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,440.00 (+738.54%) Homeowner's exemption$454,300 (+726%) Land $70,000 Building $384,300$454,300 (+726%) Land $70,000 Building $384,300
2023$768.00 (+175.27%)$55,000 (+175%) Land $55,000$55,000 (+175%) Land $55,000
2022$279.00$20,000 Land $20,000$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Spectrum.

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