3783 Thomas Ln, Sevierville, TN 37876 Property Records

Sevier County property record for 3783 Thomas Ln, Sevierville, TN 37876

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,287 sqft · built 2001
Lot Size	2.57 acres (112,385 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (May 2024)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078076 01508`

Property Details

APN / Parcel Number

Primary APN	`078076 01508`
Alternative APN	`076 01508`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,287 sqft Living Area
1st Floor Area	1,622 sqft
Upper Floors Area	1,108 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	112,385 sqft (2.57 acres)
Terrain	Mountain
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	826 sqft
Deck Area	390 sqft
Patio Area	1,004 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3783 THOMAS LN
City	SEVIERVILLE
State	TN
Zip	37876-6776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DISTRICT: 01, COUNTY AREA: M01
Legal Subdivision	RONNIE L SIMS
Jurisdiction	SEVIER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2024
Census Tract	80702

Owner

Source: Sevier County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	229 CHASSE CIR, SAINT CHARLES, IL 60174-5723
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
May 30, 2024	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 24, 2020	Warranty Deed, Transfer · Line of Credit PAUL D JR OWENS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2024 · Amount on Record
Deed Sale	May 30, 2024 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	24017397
Deed Book / Page	6524 / 444
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Recording Date	Oct 15, 2026
Property Address	3783 THOMAS LN, SEVIERVILLE, TN 37876-6776
Document Number	0000035912
Book / Page	7049 / 605
Instrument Date	Sep 25, 2026
Instrument	202635912
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3783 THOMAS LN, SEVIERVILLE, TN 37876-6776

Mortgage

Document Number	0000035912,
Date	Oct 15, 2026
Book Page	7049/605
Instrument	202635912

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	3783 THOMAS LN, SEVIERVILLE, TN 37876-6776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CONCORD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059140015
Date	Oct 12, 2021
Book Page	5914/15
Instrument	21038811

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	May 30, 2024
Property Address	3783 THOMAS LN, SEVIERVILLE, TN 37876-6776
Document Number	0065240444
Book / Page	6524 / 444
Instrument Date	May 15, 2024
Instrument	24017397
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,164.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CHASSE CIR, ST CHARLES, IL 60174-5723
Investor	Possibly a Property Investor

Mortgage

Document Number	0024017398
Date	May 30, 2024
Instrument	24017398

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEVIER TN
Recording Date	Sep 24, 2020
Property Address	3783 THOMAS LN, SEVIERVILLE, TN 37876-6776
Document Number	0056200565
Book / Page	005620 / 000565
Instrument Date	Sep 23, 2020
Instrument	32885
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3783 THOMAS LN SEVIERVILLE TN 378766776, SEVIERVILLE, TN 37876-6776

Mortgage

Document Number	56200567
Date	Sep 24, 2020
Book Page	005620/000567
Instrument	32886

Lender

Name	PAUL D JR OWENS
Address	315 BELLEVILLE AVE, BREWTON, AL 36426-2039

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 23, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sevier County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (+60.08%)	$114,320 (+6%) Land $8,480 Building $105,840
2023		$71,450 Land $5,300 Building $66,150
2021	$1,057.00		$285,800 Land $21,200 Building $264,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEVIER COUNTY WATER DEPARTMENT serves 6,194 people · EPA ID TN0008279
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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