3783 Pebble Bch, Schertz (Cibolo), TX 78108 Property Records

Comal County property record for 3783 Pebble Bch, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	1,763 sqft · built 2003
Lot Size	0.17 acres (7,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,600 (Apr 2017)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-0049-0026-00`

Property Details

APN / Parcel Number

Primary APN	`17-0049-0026-00`
Alternative APN	`108300`

Interior

Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	1,763 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	7,402 sqft (0.17 acres)
Lot Dimensions	113 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	124 sqft

Location & Zoning

Street Address	3783 PEBBLE BCH
City	SCHERTZ
State	TX
Zip	78108-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAYS AT SCENIC HILLS 1 (THE), BLOCK 12, LOT 24
Legal Subdivision	FAIRWAYS AT SCENIC HILLS 1 (THE)
Legal Block	12
Legal Lot Number	24
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	1
Census Block	1071
Census Tract	310804

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3783 PEBBLE BCH, SCHERTZ, TX 78108-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Sep 11, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LNDG
Apr 12, 2017	Warranty Deed, Transfer · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Oct 22, 2015 · Amount on Record
Deed Document Number	201718452
Prior Transfer Date	Apr 11, 2017
Prior Transfer Doc	0000018452
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3783 PEBBLE BCH, SCHERTZ, TX 78108-2008
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006046429
Date	Sep 2, 2021
Instrument	202106046429

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	Feb 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3783 PEBBLE BCH, SCHERTZ, TX 78108-2008
Document Number	0006032481
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3783 PEBBLE BCH SCHERTZ TX 781082008, SCHERTZ, TX 78108-2008

Mortgage

Document Number	0006032481
Date	Aug 7, 2020
Instrument	6032481

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 6, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3783 PEBBLE BCH, SCHERTZ, TX 78108-2008
Document Number	0006038384
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3783 PEBBLE BCH SCHERTZ TX 781082008, SCHERTZ, TX 78108-2008

Mortgage

Document Number	0006038384
Date	Oct 24, 2019
Instrument	6038384

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 23, 2044

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	3783 PEBBLE BCH, SCHERTZ, TX 78108-2008
Document Number	0006036990
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3783 PEBBLE BCH SCHERTZ TX 781082008, SCHERTZ, TX 78108-2008

Mortgage

Document Number	0006036990
Date	Sep 19, 2018
Instrument	6036990

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 18, 2043

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Apr 12, 2017
Property Address	3783 PEBBLE BCH, SCHERTZ, TX 78108-2008
Document Number	0006018452
Instrument Date	Apr 11, 2017
Instrument	6018452
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3783 PEBBLE BCH SCHERTZ TX 781082008, SCHERTZ, TX 78108-2008

Mortgage

Document Number	6018453
Date	Apr 12, 2017
Instrument	6018453

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Schertz City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,190 (-0.38%) Land $65,000 Building $208,190	$273,190 (-0.38%) Land $65,000 Building $208,190
2025	$1,216.00 (+112.59%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$274,220 (+8.2%) Land $65,000 Building $209,220	$274,220 (+8.2%) Land $65,000 Building $209,220
2024	$572.00 (-68.86%)
2023		$253,430 Land $65,000 Building $188,430	$253,430 Land $65,000 Building $188,430
2018	$1,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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