3782 Middle Rd, Winchester, VA 22602 Property Records

Frederick County property record for 3782 Middle Rd, Winchester, VA 22602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,447 sqft · built 1962
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Apr 2001)
Tax Bill	$4,119 (2026)
Deeds & Mortgages	Feb 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62A-43C`

Property Details

APN / Parcel Number

Primary APN	`62A-43C`
Alternative APN	`8019770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,447 sqft Living Area
Gross Area	7,543 sqft
1st Floor Area	1,978 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	21 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8019770
Street Address	3782 MIDDLE RD
City	WINCHESTER
State	VA
Zip	22602-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	5.00 ACRES
Legal Subdivision	1
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2021
Census Tract	50900

Owner

3782 Middle Rd is owned and occupied by an individual who bought it in April 2001.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3782 MIDDLE RD, WINCHESTER, VA 22602-2507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Conventional with PMI FEDERAL SVGS BK
May 8, 2017	Grant Deed, Transfer WATERMARK CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2001 · Amount on File
Deed Sale	Apr 30, 2001 · Amount on File
Deed Book / Page	100 / 4869
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	3782 MIDDLE RD, WINCHESTER, VA 22602-2507
Document Number	0000002549
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3782 MIDDLE RD WINCHESTER VA 226022507, WINCHESTER, VA 22602-2507

Mortgage

Document Number	0000002549
Date	Mar 3, 2020
Instrument	2549

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	May 8, 2017
Property Address	3782 MIDDLE RD, WINCHESTER, VA 22602-2507
Document Number	0000004504
Instrument Date	May 4, 2017
Instrument	4504
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3782 MIDDLE RD WINCHESTER VA 226022507, WINCHESTER, VA 22602-2507

Mortgage

Document Number	4505
Date	May 8, 2017
Instrument	4505

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3782 Middle Rd was $4,119, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,119.00 (+10.4%)	$777,220 Land $156,000 Building $621,220	$777,220 Land $156,000 Building $621,220
2025	$3,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3782 Middle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3782 Middle Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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