3782 Laura Lee Ln, Ceresco, MI 49033 Property Records

Calhoun County property record for 3782 Laura Lee Ln, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,532 sqft · built 1960
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$223,530 (Sep 2020)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-400-015-00`

Property Details

APN / Parcel Number

Primary APN	`17-400-015-00`
Alternative APN	`13-17-400-015-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Basement Area	952 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	6,621 sqft (0.152 acres)
Lot Width	9 ft Width
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3782 LAURA LEE LN
City	CERESCO
State	MI
Zip	49033-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	NEWTON TWP. LAURLEE PARK LOT 9 ALSO EXTENSION OF LOT LINES TO LAKE
Legal Range	7W
Legal Township	3S
Legal Subdivision	LAURELEE PARK
Legal Lot Number	9
Jurisdiction	CALHOUN MI
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4035
Census Tract	2700

Owner

3782 Laura Lee Ln is owned by two individuals who acquired it in May 2025.

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1241 OLIVIA AVE, ANN ARBOR, MI 48104-3934
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LEVEL ONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	May 25, 2017 · Amount on File
Deed Book / Page	4454 / 281
Last Transfer Date	May 2, 2025
Transfer Doc	004906/620
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	3782 LAURA LEE LN, CERESCO, MI 49033-9624
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04131/0764
Date	Apr 12, 2017
Book Page	4131/0764

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 9, 2020
Property Address	3782 LAURA LEE LN, CERESCO, MI 49033-9624
Document Number	004454/281
Book / Page	4454 / 281
Map Reference	LB 10 PG 3
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,926.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 PARK WEST BLVD, 1300, MOUNT PLEASANT, SC 29466-7042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1312 S FOREST AVE, ANN ARBOR, MI 48104-3925

Mortgage

Document Number	0004454285
Date	Sep 9, 2020
Instrument	4454/285

Lender

Name	LEVEL ONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3782 Laura Lee Ln was $5,040, up 4.6% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Newton Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,600 (+18.32%)
2025	$5,040.00 (+4.56%)	$107,000	$253,200 (+18.32%)
2024	$4,820.00		$214,000 (+22.99%)
2023		$87,000	$174,000
2022	$4,125.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3782 Laura Lee Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3782 Laura Lee Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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