Citrus County property record for 3782 E Kiwi Cove Ct, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,775 sqft · built 2005 |
| Lot Size | 0.184 acres (8,016 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1418S19E01700320 |
| Primary APN | 1418S19E01700320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| Gross Area | 2,425 sqft |
| 1st Floor Area | 1,775 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,016 sqft (0.184 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 270 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3258560 |
|---|---|
| Street Address | 3782 E KIWI COVE CT |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5591 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | ARBOR LAKES UNIT III PB 17 PG 64 LOT 32 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT III |
| Legal Lot Number | 32 |
| Legal Unit | II |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 450105 |
Source: Citrus County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3782 E KIWI COVE CT, HERNANDO, FL 34442-5591 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 17, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 7, 2019 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2015 |
| Deed Sale | Oct 19, 2015 |
| Prior Sale | Mar 1, 2007 · Amount on Record |
| Deed Document Number | 201548897 |
| Deed Book / Page | 2719 / 523 |
| Last Transfer Date | Aug 26, 2025 |
| Transfer Doc | 0036021795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 3782 E KIWI COVE CT, HERNANDO, FL 34442-5591 |
| Document Number | 0036021795 |
| Book / Page | 3602 / 1795 |
| Map Reference | MB 17 PG 64&65 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025056439 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3782 E KIWI COVE CT, HERNANDO, FL 34442-5591 |
| Name | Verified Name |
|---|---|
| Address | 3782 E KIWI COVE CT, HERNANDO, FL 34442-5591 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3782 E KIWI COVE CT, HERNANDO, FL 34442-5591 |
| Document Number | 0029971347 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3782 E KIWI COVE CT HERNANDO FL 344425591, HERNANDO, FL 34442-5591 |
| Document Number | 0029971347 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 002997/001347 |
| Instrument | 42485 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Aug 13, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3782 E KIWI COVE CT, HERNANDO, FL 34442-5591 |
| Document Number | 0028510969 |
| Book / Page | 002851 / 000969 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3782 E KIWI COVE CT HERNANDO FL 344425591, HERNANDO, FL 34442-5591 |
| Document Number | 0028510969 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 002851/000969 |
| Instrument | 41579 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2047 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,280.00 (+7.65%) | $124,771 (-44.14%) | $211,153 (-5.47%) Land $9,410 Building $201,743 |
| 2024 | $1,189.00 (-2.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $223,371 (-0.7%) Land $9,070 Building $214,301 | $223,371 (-0.7%) Land $9,070 Building $214,301 |
| 2023 | $1,222.00 (+1.41%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $224,944 (+9.34%) Land $9,070 Building $215,874 | $224,944 (+9.34%) Land $9,070 Building $215,874 |
| 2022 | $1,205.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $205,730 Land $12,660 Building $193,070 | $205,730 Land $12,660 Building $193,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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