Lake County property record for 37813 2nd St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,774 sqft · built 1924 |
| Lot Size | 0.282 acres (12,301 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,621 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-029-C-00-056-0 |
| Primary APN | 27-A-029-C-00-056-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,774 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Historical |
| Exterior Material | Block |
| Lot Area | 12,301 sqft (0.282 acres) |
| Lot Dimensions | 205 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 370 sqft |
| Patio Area | 200 sqft |
| Balcony | Balcony |
| Balcony Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Canopy | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 41 |
|---|---|
| Street Address | 37813 2ND ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G-B |
| Legal Description | GORE TRACT |
| Legal Subdivision | SKIFFS SECOND SURVEY |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 201400 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37813 2ND ST, WILLOUGHBY, OH 44094-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1998 |
| Deed Sale | Feb 20, 1998 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37813 2ND ST, WILLOUGHBY, OH 44094-6128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000036928 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021R036928 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 37813 2ND ST, WILLOUGHBY, OH 44094-6128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007860 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 2017R007860 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,621.00 (+79.76%) Homeowner's exemption Senior Citizen's exemption | $59,370 (-) Land $15,620 Building $43,750 | |
| 2022 | $3,127.00 Homeowner's exemption Senior Citizen's exemption | $59,370 Land $15,620 Building $43,750 | |
| 2021 | $169,640 Land $44,630 Building $125,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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