Clay County property record for 3781 Waterside Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,362 sqft · built 1988 |
| Lot Size | 0.303 acres (13,198 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jan 2017) |
| Tax Bill | $3,222 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-04-25-008420-001-21 |
| Primary APN | 24-04-25-008420-001-21 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Living Area |
| Gross Area | 2,956 sqft |
| 1st Floor Area | 1,186 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,198 sqft (0.303 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 382 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3781 WATERSIDE DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-6980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 21 ASHEBOURNE AS REC OR 3933 PG 1477 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | ASHEBOURNE |
| Legal Lot Number | 21 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30802 |
Source: Clay County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3781 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on Record |
| Deed Sale | Jan 10, 2017 · Amount on Record |
| Deed Document Number | 20171418 |
| Deed Book / Page | 3933 / 1477 |
| Prior Transfer Date | Feb 7, 2013 |
| Prior Transfer Doc | 0035020799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3781 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3781 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Document Number | 0050260108 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 5026/108 |
| Instrument | 2026013231 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3781 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044700196 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 4470/196 |
| Instrument | 2021037364 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 3781 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Document Number | 0039331477 |
| Book / Page | 3933 / 1477 |
| Map Reference | MB20 PG6-8 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 2017001418 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9257 SUNRISE BREEZE CT, 9257, JACKSONVILLE, FL 32256-9669 |
| Name | Verified Name |
|---|---|
| Address | 3781 WATERSIDE DR, ORANGE PARK, FL 32073-6980 |
| Document Number | 2017001419 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 2017001419 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,222.00 (+4.81%) Homeowner's exemption | $251,456 (+5.99%) | $395,278 (+2.95%) Land $65,000 Building $330,278 |
| 2024 | $3,074.00 (-7.6%) | ||
| 2023 | $3,327.00 (+6.81%) Homeowner's exemption | $237,253 (+3%) | $383,965 (+10.1%) Land $65,000 Building $318,965 |
| 2022 | $3,115.00 Homeowner's exemption | $230,343 | $348,743 Land $50,000 Building $298,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 108 (1983–2024) |
| Claims Outside the SFHA | 19 of 108 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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