Jefferson County property record for 3781 River Ridge Cir, Mountain Brook, AL 35223
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,625 sqft · built 1966 |
| Lot Size | 0.623 acres (27,160 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Nov 2021) |
| Tax Bill | $6,308 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-11-3-001-031.000 |
| Primary APN | 28-00-11-3-001-031.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Gross Area | 3,290 sqft |
| 1st Floor Area | 1,625 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 27,160 sqft (0.623 acres) |
| Lot Dimensions | 194 ft deep x 140 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 364612 |
|---|---|
| Old Parcel Number | 28113001031000RR00 |
| Street Address | 3781 RIVER RIDGE CIR |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35223-2853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 16 OVERTON ROAD ESTATES 1ST SECTOR |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | SW |
| Legal Subdivision | OVERTON RD EST-1 28-11-3 |
| Legal Lot Number | 16 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10804 |
3781 River Ridge Cir is owned and occupied by an individual who bought it in November 2021.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3781 RIVER RIDGE CIR, MOUNTAIN BRK, AL 35223-2853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Prior Sale | Jun 7, 2007 · Amount on File |
| Deed Document Number | 2021135541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Nov 29, 2021 |
| Property Address | 3781 RIVER RIDGE CIR, MOUNTAIN BRK, AL 35223-2853 |
| Document Number | 0000135541 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021135541 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3781 RIVER RIDGE CIR, MOUNTAIN BRK, AL 35223-2853 |
| Document Number | 0000135542 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021135542 |
| Name | CALIBER HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3781 River Ridge Cir was $6,308 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,308.00 Homeowner's exemption | $58,360 | $638,500 Land $347,900 Building $290,600 |
| 2023 | $54,560 (-37.46%) Land $34,790 Building $19,770 | $545,600 (+25.08%) Land $347,900 Building $197,700 | |
| 2022 | $9,509.00 | $87,240 Land $42,060 Building $45,180 | $436,200 Land $210,300 Building $225,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3781 River Ridge Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2004) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2004 · ground movement |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3781 River Ridge Cir is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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