3781 Rainier Dr, Howell, MI 48843 Property Records

Livingston County property record for 3781 Rainier Dr, Howell, MI 48843

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,700 sqft · built 2005
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2021)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-32-201-020`

Property Details

APN / Parcel Number

Primary APN	`07-32-201-020`
Alternative APN	`470732201020`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	1,742 sqft (0.04 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3781 RAINIER DR
City	HOWELL
State	MI
Zip	48843-9209
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SEC 32, T3N, R5E, VILLA'S OF OCEOLA, UNIT # 20 LIV CTY CONDO SUB PLAN 319
Legal Range	05E
Legal Township	03N
Legal Section	32
Legal Subdivision	LIV CTY CONDO SUB
Legal Tract	730100
Legal Unit	20
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	3
Census Block	3006
Census Tract	712601

Owner

3781 Rainier Dr, a condominium, is owned and occupied by two individuals who bought it in September 2021.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3781 RAINIER DR, HOWELL, MI 48843-9209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage MICHAEL W REEDS ETUX
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 23, 2021	Intrafamily Transfer, Transfer
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage ADVISORS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	202138039
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	2021R018646
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3781 RAINIER DR, HOWELL, MI 48843-9209
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 RAINIER DR, HOWELL, MI 48843-9209

Mortgage

Document Number	2021R031370
Date	Jul 26, 2021
Instrument	2021R-031370

Lender

Name	MICHAEL W REEDS ETUX
Type	Private Party
Address	27515 SHARRARD HILL CT, NEW HUDSON, MI 48165

Agreement

Amount	Amount on Record

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 16, 2021
Property Address	3781 RAINIER DR, HOWELL, MI 48843-9209
Document Number	2021R038039
Instrument Date	Sep 8, 2021
Instrument	2021R-038039
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	TEK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3781 RAINIER DR, 3781, HOWELL, MI 48843-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 RAINIER DR, HOWELL, MI 48843-9209

Mortgage

Document Number	0000037975
Date	Sep 15, 2021
Instrument	2021R-037975

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 23, 2021
Property Address	3781 RAINIER DR, HOWELL, MI 48843-9209
Document Number	2021R018646
Map Reference	DOC 2019R-014476
Instrument Date	Apr 19, 2021
Instrument	2021R-018646
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 RAINIER DR, HOWELL, MI 48843-9209

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Aug 20, 2019
Property Address	3781 RAINIER DR, HOWELL, MI 48843-9209
Document Number	0000021728
Instrument Date	Aug 16, 2019
Instrument	21728
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	BELL TITLE AGENCY/FENTON, BELL TITLE AGCY/FENTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 RAVINESIDE DR MILFORD MI 483812866, MILFORD, MI 48381-2866

Mortgage

Document Number	21729
Date	Aug 20, 2019
Instrument	21729

Lender

Name	ADVISORS CAP
Type	Funding / Finance Company
Address	NOVI, MI 48375

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3781 Rainier Dr was $4,351 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,600 (+8.22%)	$445,200 (+8.22%)
2025	$4,351.00 Homeowner's exemption	$205,700	$411,400
2023		$169,400
2021			$338,800
2019	$2,772.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3781 Rainier Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3781 Rainier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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