3781 Prado Dr, Laporte, CO 80535 Property Records

Larimer County property record for 3781 Prado Dr, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,392 sqft · built 2017
Lot Size	2.41 acres (105,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jan 2017)
Tax Bill	$8,652 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Aug 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98194-11-006`

Property Details

APN / Parcel Number

Primary APN	`98194-11-006`
Alternative APN	`R1644218`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,392 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	105,285 sqft (2.41 acres)
Garage Type	Detached
Garage Area	3,018 sqft
Parking Spaces	11 Parking Spaces
Porch	Porch
Porch Area	638 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1644218
Street Address	3781 PRADO DR
City	LAPORTE
State	CO
Zip	80535-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, THE MEADOWS AT ROLLING HILLS (20070026986)
Legal Range	69
Legal Township	08
Legal Section	19
Legal Quarter	SE
Legal Subdivision	MEADOWS AT ROLLING HILLS (20070026986)
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	2
Census Block	2010
Census Tract	1301

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3781 PRADO DR, LAPORTE, CO 80535-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2018	Deed of Trust, Mortgage · ARM GUARANTY BANK & TRUST CO
Aug 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY BK
Jan 31, 2017	Warranty Deed, Transfer GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	20170006833
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3781 PRADO DR, LAPORTE, CO 80535-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077787
Date	Dec 20, 2018
Instrument	20180077787

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	DENVER, CO 80202

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 31, 2017
Property Address	3781 PRADO DR, LAPORTE, CO 80535-9765
Instrument Date	Aug 28, 2017
Instrument	58633
Transaction Type	Construction Loan
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 PRADO DR LAPORTE CO 805359765, LAPORTE, CO 80535-9765

Mortgage

Document Number	0000058633
Date	Aug 31, 2017
Instrument	58633

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	DENVER, CO 80217

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 31, 2017
Property Address	3781 PRADO DR, LAPORTE, CO 80535-9765
Document Number	0000006833
Instrument Date	Jan 27, 2017
Instrument	20170006833
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3442 SANTOS CIR, CAMERON PARK, CA 95682-8212

Mortgage

Document Number	0000006834
Date	Jan 31, 2017
Instrument	20170006834

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,652.00 (-4.13%)	$65,256 (-14.88%) Land $16,250 Building $49,006	$1,044,100 (-8.75%) Land $260,000 Building $784,100
2023	$9,025.00 (+30.87%)	$76,661 (+40.71%) Land $17,420 Building $59,241	$1,144,200 (+45.96%) Land $260,000 Building $884,200
2022	$6,896.00	$54,481 Land $15,290 Building $39,191	$783,900 Land $220,000 Building $563,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST FORT COLLINS WD serves 4,000 people · EPA ID CO0135290
Water Source	Purchased surface water from CITY OF FT COLLINS
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Vistabeam.

Cell Coverage

5G and 4G LTE (outdoors only)

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