Morgan County property record for 3781 Hulaco Rd, Joppa, AL 35087
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,460 sqft · built 1987 |
| Lot Size | 7.9 acres (344,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,500 (Dec 2016) |
| Tax Bill | $606 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-07-26-0-000-014.002 |
| Primary APN | 21-07-26-0-000-014.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,460 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 344,124 sqft (7.9 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 168568 |
|---|---|
| Street Address | 3781 HULACO RD |
| City | JOPPA |
| State | AL |
| Zip | 35087-6016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF SEC 26, T8S, R1W, TH N 2660'S TO N R/W OF HULACO ROAD, TH W'LY ALG SD R/W 630'S, TO TPOB. TH CONT W'LY ALG R |
| Legal Range | 1W |
| Legal Township | 8S |
| Legal Section | 26 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | EVA |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 5601 |
3781 Hulaco Rd is owned and occupied by an individual who bought it in December 2016.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3781 HULACO RD, JOPPA, AL 35087-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on File |
| Deed Sale | Dec 1, 2016 · Amount on File |
| Prior Sale | Jun 22, 2016 · Amount on File |
| Deed Book / Page | 2016 / 11025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 3781 HULACO RD, JOPPA, AL 35087-6016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018/13953 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 2018/13953 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 26, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3781 Hulaco Rd was $606 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $606.00 | $20,510 (-) Land $4,590 Building $15,920 | $205,100 (-) Land $45,900 Building $159,200 |
| 2024 | $20,510 (+2.29%) Land $4,590 Building $15,920 | $205,100 (+2.29%) Land $45,900 Building $159,200 | |
| 2023 | $606.00 Homeowner's exemption | $20,050 (-2.24%) Land $4,130 Building $15,920 | $200,500 (-2.24%) Land $41,300 Building $159,200 |
| 2022 | $606.00 Homeowner's exemption | $20,510 Land $4,590 Building $15,920 | $205,100 Land $45,900 Building $159,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3781 Hulaco Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3781 Hulaco Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOPPA HULACO & RYAN WATER AUTHORITY serves 5,220 people · EPA ID AL0000409 |
|---|---|
| Water Source | Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, Sprout Fiber Internet.
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