3781 Herd Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3781 Herd Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,519 sqft · built 1900
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Aug 2026)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-012-023-00`

Property Details

APN / Parcel Number

Primary APN	`010-012-023-00`

Interior

Full Baths	1 Bath
Building Area	2,519 sqft Living Area
1st Floor Area	2,519 sqft
Basement Area	2,519 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	96,703 sqft (2.22 acres)
Garage Area	960 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3781 HERD RD
City	METAMORA
State	MI
Zip	48455-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 12 T6N R9E COM W 1/4 COR, TH S 281.41 FT TO BEG, TH S 70 DEG 23' 40 E 222.78 FT, TH N 89 DEG 52' 40 E 451.57 FT, TH S 00
Legal Range	09E
Legal Township	06N
Legal Section	12
Legal Block	2
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2003
Census Tract	342000

Owner

3781 Herd Rd is owned and occupied by an individual who bought it in August 2026.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	6427 ELIZABETH ST, GARDEN CITY, MI 48135-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer FIRST CENTENNIAL TITLE AGENCY IN, FIRST CENTENNIAL TITLE AGENCY
May 2, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 21, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	May 2, 2019 · Amount on File
Deed Book / Page	3540 / 876
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	2931000906
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 28, 2026
Property Address	3781 HERD RD, METAMORA, MI 48455-9763
Document Number	3540000876
Book / Page	3540 / 876
Instrument Date	Aug 18, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	FIRST CENTENNIAL TITLE AGENCY IN, FIRST CENTENNIAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$337,087.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6427 ELIZABETH ST, GARDEN CITY, MI 48135-2004
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 2, 2019
Property Address	3781 HERD RD, METAMORA, MI 48455-9763
Document Number	0030200642
Book / Page	003020 / 000642
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	GM RECORDINGS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,111.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3781 HERD RD METAMORA MI 484559763, METAMORA, MI 48455-9763

Mortgage

Document Number	30200643
Date	May 2, 2019
Book Page	003020/000643

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 21, 2018
Property Address	3781 HERD RD, METAMORA, MI 48455-9763
Document Number	0029510669
Book / Page	002951 / 000669
Instrument Date	Feb 6, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,094.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 BALDWIN RD BIRMINGHAM MI 480091357, BIRMINGHAM, MI 48009-1357

Tax Assessment & Valuation

The 2025 property tax bill for 3781 Herd Rd was $2,388 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,700 (+12.99%)	$325,400 (+12.99%)
2025	$2,388.00 Homeowner's exemption	$144,000	$288,000
2023		$126,400	$252,800
2022	$2,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3781 Herd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3781 Herd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: Mercury Fiber, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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