3781 E Susan Ln, Midland, MI 48642 Property Records

Midland County property record for 3781 E Susan Ln, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,202 sqft · built 2012
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Jul 2026)
Tax Bill	$7,396 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`090-614-500-880-00`

Property Details

APN / Parcel Number

Primary APN	`090-614-500-880-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,202 sqft Living Area
1st Floor Area	1,601 sqft
Basement Area	1,601 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	28,750 sqft (0.66 acres)
Lot Width	110 ft Width
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3781 E SUSAN LN
City	MIDLAND
State	MI
Zip	48642-6855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	T15N R2E LOT 88 PINE HOLLOW ESTATES NO 5.
Legal Subdivision	PINE HOLLOW ESTATES
Legal Lot Number	88
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	3
Census Block	3009
Census Tract	291104

Owner

3781 E Susan Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Midland County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8753 LILY CT, ZIONSVILLE, IN 46077-8535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIA MORTGAGE
Jul 1, 2026	Warranty Deed, Transfer MIDLAND TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	May 16, 2013 · Amount on File
Deed Document Number	20266366
Prior Transfer Date	Apr 17, 2014
Prior Transfer Doc	1576/416
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jul 9, 2026
Property Address	3781 E SUSAN LN, MIDLAND, MI 48642-6855
Document Number	0000006680
Instrument Date	Jun 26, 2026
Instrument	20266680
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8753 LILY CT, ZIONSVILLE, IN 46077-8535
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006680,
Date	Jul 9, 2026
Instrument	20266680

Lender

Name	PREMIA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 1, 2026
Property Address	3781 E SUSAN LN, MIDLAND, MI 48642-6855
Document Number	0000006366
Instrument Date	Jun 26, 2026
Instrument	20266366
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$556,762.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8753 LILY CT, ZIONSVILLE, IN 46077-8535
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,000	$718,000
2024	$7,396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3781 E Susan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3781 E Susan Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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