3781 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3781 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,232 sqft · built 2011
Lot Size	0.179 acres (7,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Nov 2020)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-541`

Property Details

APN / Parcel Number

Primary APN	`304-19-541`
Alternative APN	`304195419`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	2,062 sqft
2nd Floor Area	1,170 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,788 sqft (0.179 acres)
Parking Spaces	3 Parking Spaces
Pool Area	337 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3781 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	516
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422658

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Feb 3, 2012 · Amount on Record
Deed Document Number	20201165360
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858

Mortgage

Document Number	0000914085
Date	Aug 24, 2021
Instrument	20210914085

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858

Mortgage

Document Number	0000695851
Date	Sep 7, 2022
Instrument	20220695851

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000554126
Date	Jun 24, 2020
Instrument	20200554126

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 25, 2020
Property Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858
Document Number	0001165360
Map Reference	MB 818 PG 15
Instrument Date	Nov 17, 2020
Instrument	20201165360
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3781 E PALO VERDE ST, 3781, GILBERT, AZ 85296-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3781 E PALO VERDE ST, GILBERT, AZ 85296-1858

Mortgage

Document Number	0001165361
Date	Nov 25, 2020
Instrument	20201165361

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,630 (+54.37%)	$706,300 (+4.08%) Land $141,200 Building $565,100
2025	$3,692.00 (+4.29%)	$45,755 (-33.17%)	$678,600 (-0.88%) Land $135,700 Building $542,900
2024		$68,460	$684,600 Land $136,900 Building $547,700
2023	$3,540.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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