3780 NE 28th Ter, Ocala, FL 34479 Property Records

Marion County property record for 3780 NE 28th Ter, Ocala, FL 34479

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,261 sqft · built 1983
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jun 2013)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15846-004-18`

Property Details

APN / Parcel Number

Primary APN	`15846-004-18`
Alternative APN	`1652995000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,261 sqft Living Area
1st Floor Area	1,261 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Area	326 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	385 sqft
Patio Area	280 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1652995000
Old Parcel Number	1584600418
Street Address	3780 NE 28TH TER
City	OCALA
State	FL
Zip	34479-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 34 TWP 14 RGE 22 PLAT BOOK U PAGE 019 STONE HILL BLK D LOT 18
Legal Range	22E
Legal Township	14S
Legal Section	34
Legal Subdivision	STONE HILL
Legal Block	D
Legal Lot Number	18
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1027
Census Tract	1302

Owner

3780 NE 28th Ter is owned and occupied by two individuals who bought it in June 2013.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3780 NE 28TH TER, OCALA, FL 34479-2165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2013 · Amount on File
Deed Sale	Jun 26, 2013 · Amount on File
Deed Document Number	2013065325
Deed Book / Page	5883 / 0485
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3780 NE 28TH TER, OCALA, FL 34479-2165
Document Number	0068080792
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3780 NE 28TH TER OCALA FL 344792165, OCALA, FL 34479-2165

Mortgage

Document Number	0068080792
Date	Jul 31, 2018
Book Page	006808/000792
Instrument	73833

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3780 NE 28th Ter was $1,236 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 Homeowner's exemption	$87,217 Land $55,000 Building $32,217	$195,566 Land $55,000 Building $140,566
2023	$971.00 (+3.63%) Homeowner's exemption	$82,290 (+3%) Land $55,000 Building $27,290	$172,111 (+2.85%) Land $55,000 Building $117,111
2022	$937.00 Homeowner's exemption	$79,893	$167,341 Land $50,000 Building $117,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3780 NE 28th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3780 NE 28th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN RAY ESTATES public/private · serves 1,460 people · EPA ID FL3421314
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Ocala Fiber Network, Zito Media.

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