Citrus County property record for 3780 E Teal Cove Ct, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,821 sqft Living Area |
| Lot Size | 6,931 sqft (0.159 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $29,500 (2004) |
| Tax Bill | $1,438.00 (2025) |
Source: Citrus County records · APN 1418S19E01700430
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3780 E TEAL COVE CT, HERNANDO, FL 34442-5589 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 24, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK |
| Mar 18, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Feb 10, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Feb 10, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2004 · Amount on Record |
| Deed Sale | Jul 16, 2004 · Amount on Record |
| Deed Doc Number | 2004050206 |
| Deed Book / Page | 1743 / 1659 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3780 E TEAL COVE CT, HERNANDO, FL 34442-5589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029282006 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 2928/2006 |
| Instrument | 2018048477 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34451 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 19, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3780 E TEAL COVE CT, HERNANDO, FL 34442-5589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3780 E TEAL COVE CT, HERNANDO, FL 34442-5589 |
| Document Number | 0032641748 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 3264/1748 |
| Instrument | 2022019405 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Apr 18, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.28% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 8.28% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3780 E TEAL COVE CT, HERNANDO, FL 34442-5589 |
| Document Number | 0030400202 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3780 E TEAL COVE CT HERNANDO FL 344425589, HERNANDO, FL 34442-5589 |
| Document Number | 0030400202 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 003040/000202 |
| Instrument | 9060 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92869 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Feb 17, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3780 E TEAL COVE CT, HERNANDO, FL 34442-5589 |
| Document Number | 0030400218 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3780 E TEAL COVE CT HERNANDO FL 344425589, HERNANDO, FL 34442-5589 |
| Document Number | 0030400218 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 003040/000218 |
| Instrument | 9061 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Feb 17, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.21% |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,438.00 (+6.84%) Homeowner's exemption Additional exemption filed | $216,614 (-3.33%) Land $7,990 Building $208,624 | $216,614 (-3.33%) Land $7,990 Building $208,624 |
| 2024 | $1,346.00 (+3.06%) Homeowner's exemption Additional exemption filed | $224,070 (-2.92%) Land $7,710 Building $216,360 | $224,070 (-2.92%) Land $7,710 Building $216,360 |
| 2023 | $1,306.00 (+7.05%) Homeowner's exemption Additional exemption filed | $230,807 (+12.22%) Land $7,710 Building $223,097 | $230,807 (+12.22%) Land $7,710 Building $223,097 |
| 2022 | $1,220.00 Homeowner's exemption Additional exemption filed | $205,672 Land $10,740 Building $194,932 | $205,672 Land $10,740 Building $194,932 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1418S19E01700430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,821 sqft Living Area |
| 1st Floor | 1,821 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 6,931 sqft (0.159 acres) |
| Depth X Width | 128 ft x 54 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 436 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 264 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3258637 |
|---|---|
| Old Parcel Number | 1418S19E01700430 |
| Street Address | 3780 E TEAL COVE CT |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5589 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT III PB 17 PG 64 LOT 43 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT III |
| Legal Lot Number | 43 |
| Legal Unit | 2 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 450105 |
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