378 Spinnaker Ln, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 378 Spinnaker Ln, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,675 sqft · built 1992
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Nov 2018)
Tax Bill	$8,048 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEB-0001869`

Property Details

APN / Parcel Number

Primary APN	`WEB-0001869`
Alternative APNs	`54890781800003052000` `265489 078.18-3-52`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,675 sqft Living Area
1st Floor Area	892 sqft
2nd Floor Area	516 sqft
Upper Floors Area	267 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0001869
Street Address	378 SPINNAKER LN
City	WEBSTER
State	NY
Zip	14580-1772
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L 47 T14 R 7 GORE TRACT HILLSBORO COVE 2 LR1103 LIFE USE / DOLORES MAIER
Legal Block	3
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2013
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	378 SPINNAKER LN, WEBSTER, NY 14580-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit FAMILY FIRST OF NY FCU
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	2018569
Deed Book / Page	12111 / 598
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	378 SPINNAKER LN, WEBSTER, NY 14580-1772
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	378 SPINNAKER LN, WEBSTER, NY 14580-1772

Mortgage

Document Number	0000000537
Date	Jul 27, 2020
Book Page	28636/262
Instrument	202007270537

Lender

Name	FAMILY FIRST OF NY FCU
Type	Credit Union
Address	ROCHESTER, NY 14625

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 19, 2018
Property Address	378 SPINNAKER LN, WEBSTER, NY 14580-1772
Document Number	0000000569
Book / Page	12111 / 598
Map Reference	LB 270 PG 29
Instrument Date	Nov 4, 2018
Instrument	201811190569
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 HIGHWOOD CIR, 192, MURRELLS INLET, SC 29576-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	378 SPINNAKER LN, WEBSTER, NY 14580-1772

Mortgage

Document Number	0000000570
Date	Nov 19, 2018
Instrument	201811190570

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,048.00 (+89.36%)
2025	$4,250.00 (-43.43%)	$164,300 (-) Land $16,500 Building $147,800	$342,300 (+20.83%) Land $34,376 Building $307,924
2023		$164,300 (-) Land $16,500 Building $147,800	$283,300 (+10.36%) Land $28,451 Building $254,849
2022		$164,300 Land $16,500 Building $147,800	$256,700 Land $25,779 Building $230,921
2021	$7,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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