378 Saybrook Rd, Higganum, CT 06441 Property Records

Haddam Town property record for 378 Saybrook Rd, Higganum, CT 06441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,133 sqft · built 1840
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$431,000 (Sep 2021)
Tax Bill	$8,136 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`HADD M:14 B:056`

Property Details

APN / Parcel Number

Primary APN	`HADD M:14 B:056`
Alternative APN	`S0582200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,133 sqft Living Area
Gross Area	6,512 sqft
1st Floor Area	1,424 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	S0582200
Street Address	378 SAYBROOK RD
City	HIGGANUM
State	CT
Zip	06441-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	56
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	1
Census Block	1015
Census Tract	590101

Owner

378 Saybrook Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	378 SAYBROOK RD, HIGGANUM, CT 06441-4109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Jan 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Jan 29, 2018 · Amount on File
Deed Document Number	2021220424
Deed Book / Page	412 / 492
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Sep 27, 2021
Property Address	378 SAYBROOK RD, HIGGANUM, CT 06441-4109
Document Number	412-492
Book / Page	412 / 492
Instrument Date	Sep 24, 2021
Instrument	2021220424
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 SELLECK RD, CANTON, NY 13617-3703

Mortgage

Document Number	2021220425
Date	Sep 27, 2021
Instrument	2021220425

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Jan 29, 2018
Property Address	378 SAYBROOK RD, HIGGANUM, CT 06441-4109
Document Number	388-401
Book / Page	000388 / 000401
Instrument	752
Transaction Type	Transfer
Record Updated	Feb 27, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	378 SAYBROOK RD HIGGANUM CT 064414109, HIGGANUM, CT 06441-4109

Tax Assessment & Valuation

The 2026 property tax bill for 378 Saybrook Rd was $8,136, up 17% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,136.00 (+17.01%)	$325,710 (+60.91%) Land $50,470 Building $275,240	$506,875 (+257.73%)
2025	$6,953.00	$202,420 Land $50,460 Building $151,960	$141,694 Land $35,322 Building $106,372
2024	$6,953.00 (+1.41%)
2023	$6,856.00 (+4.77%)	$202,420 (-) Land $50,460 Building $151,960
2022	$6,544.00	$202,420 Land $50,460 Building $151,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 378 Saybrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 Saybrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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