Watauga County property record for 378 Ruby Ln, Banner Elk, NC 28604 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 412,078 sqft (9.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $635,000 (2024) |
| Tax Bill | $1,234.00 (2025) |
| Primary APN | 1952-30-1464-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,728 sqft Living Area |
| 1st Floor | 1,728 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Metal Roof |
| Lot Area | 412,078 sqft (9.46 acres) |
| Patio Area | 1,676 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 280 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Oil Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1862090 |
|---|---|
| Street Address | 378 RUBY LN |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-7360 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SR 1124 |
| Legal Subdivision | THE RUBY CANNON LAND |
| Legal Tract | 4 |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | LAUREL CREEK |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 920900 |
Source: Watauga County records · APN 1952-30-1464-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 378 RUBY LN, BANNER ELK, NC 28604-7360 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2024 · Amount on Record |
| Deed Sale | Aug 08, 2024 · Amount on Record |
| Prior Sale | Jun 24, 2021 · Amount on Record |
| Deed Doc Number | 2024743105 |
| Deed Book / Page | 2396 / 623 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 378 RUBY LN, BANNER ELK, NC 28604-7360 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023460796 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 2346/796 |
| Instrument | 733711 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 24, 2021 |
| Property Address | 378 RUBY LN, BANNER ELK, NC 28604-7360 |
| Document Number | 0022000108 |
| Book / Page | 2200 / 108 |
| Map Reference | MAP 8020 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 707889 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4745 JOHNSON BRIDGE RD, HICKORY, NC 28602-8435 |
| Document Number | 707890 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 707890 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234.00 | $304,100 (-) Land $44,600 Building $259,500 | |
| 2024 | $304,100 Land $44,600 Building $259,500 | ||
| 2023 | $304,100 Land $44,600 Building $259,500 |
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