Lowndes County property record for 378 Phillips Hill Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,274 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,056 (Dec 2023) |
| Tax Bill | $2,294 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63W010001102 |
| Primary APN | 63W010001102 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,274 sqft Adjusted Area |
| 1st Floor Area | 1,832 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 378 PHILLIPS HILL RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-8296 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 378 PHILLIPS HILL RD 1 11A |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Subdivision | OAK DALE PARK PHASE I |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 405 |
Source: Lowndes County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 378 PHILLIPS HILL RD, COLUMBUS, MS 39702-8296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES |
| Dec 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Dec 8, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on File |
| Deed Sale | Dec 8, 2023 · Amount on File |
| Prior Sale | Dec 8, 2023 |
| Deed Book / Page | 2023 / 9634 |
| Transfer Doc | 0000006026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 378 PHILLIPS HILL RD, COLUMBUS, MS 39702-8296 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202315491 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 2023/15491 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jul 27, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 378 PHILLIPS HILL RD, COLUMBUS, MS 39702-8296 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202325081 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 2023/25081 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 8, 2023 |
| Property Address | 378 PHILLIPS HILL RD, COLUMBUS, MS 39702-8296 |
| Document Number | 0020239634 |
| Book / Page | 2023 / 9634 |
| Instrument Date | Dec 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 PHILLIPS HILL RD, COLUMBUS, MS 39702-8296 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,294.00 (+0.92%) Homeowner's exemption | $26,518 (+98.95%) | $265,180 (+98.95%) Land $11,250 Building $253,930 |
| 2024 | $2,273.00 (+310.29%) | ||
| 2023 | $554.00 Homeowner's exemption Senior Citizen's exemption | $13,329 | $133,290 Land $11,250 Building $122,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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