378 Old Cove Rd, Sylva, NC 28779 Property Records

Jackson County property record for 378 Old Cove Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jul 2006)
Tax Bill	$929 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`7610-90-7269`

Property Details

APN / Parcel Number

Primary APN	`7610-90-7269`
Alternative APN	`137502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Porch
Porch Area	624 sqft
Deck Area	552 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	378 OLD COVE RD
City	SYLVA
State	NC
Zip	28779
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1,2 OFF GREENS CREEK RD
Legal Subdivision	GREENS CREEK
Legal Lot Number	1-2
Jurisdiction	JACKSON NC
Township / Civil Division	GREENS CREEK
Census Block Group	2
Census Block	2003
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 560, WEBSTER, NC 28788-0560
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2006 · Amount on Record
Deed Sale	Jul 6, 2006 · Amount on Record
Prior Sale	Feb 16, 2005 · Amount on Record
Deed Book / Page	1599 / 764
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	378 OLD COVE RD, SYLVA, NC 28779
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023260283
Date	Feb 1, 2022
Book Page	2326/283

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	378 OLD COVE RD, SYLVA, NC 28779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022501947
Date	Oct 17, 2019
Book Page	2250/1947

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$244,651 (+58.99%) Land $41,760 Building $202,891
2025	$929.00 (+59.08%)
2023	$584.00	$153,880 Land $34,770 Building $119,110

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Sky Fi Fixed Wireless	10 / 1
Frontier DSL	10 / 1
AT&T DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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