378 Loretta Dr, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 378 Loretta Dr, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details3,711 sqft · built 2023
Lot Size0.344 acres (15,002 sqft)
OwnerIndividual Name on File
Last Sale$649,900 (Jan 2005)
Tax Bill$35,194 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN44-01403-0000-00001

Property Details

APN / Parcel Number

Primary APN44-01403-0000-00001
Alternative APNs
  • 440140300001
  • 071300

Interior

Stories1 Story
Building Area3,711 sqft Living Area
1st Floor Area3,711 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRanch
Construction TypeFrame
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number071300
Street Address378 LORETTA DR
CityORADELL
StateNJ
Zip07649-1819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description100X150
Legal SubdivisionBEECHWOOD ACRES SEC 3
Legal Block1403
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group1
Census Block1002
Census Tract40001

Owner

378 Loretta Dr is owned and occupied by an individual who bought it in January 2005.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address378 LORETTA DR, ORADELL, NJ 07649-1819
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2005 · Amount on File
Deed SaleJan 19, 2005 · Amount on File
Deed Book / Page8772 / 291
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address378 LORETTA DR, ORADELL, NJ 07649-1819
Document Number0033080879
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedAug 9, 2019
Title CompanyCARNEGIE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address378 LORETTA DR ORADELL NJ 076491819, ORADELL, NJ 07649-1819

Mortgage

Document Number0033080879
DateJul 30, 2019
Book Page003308/000879
Instrument49232
Lender
NameUS MTG/NJ
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 378 Loretta Dr was $35,194, up 6% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,596,900 (+4.13%) Land $552,800 Building $1,044,100$1,596,900 (+4.13%) Land $552,800 Building $1,044,100
2025$35,194.00 (+5.99%)$1,533,500 Land $515,300 Building $1,018,200$1,533,500 Land $515,300 Building $1,018,200
2024$33,205.00
2023$314,100 Land $314,100$314,100 Land $314,100
2022$8,064.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 378 Loretta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 Loretta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

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