378 Horse Shoe Rdg Rd E, Deep Gap, NC 28618 Property Records

Watauga County property record for 378 Horse Shoe Rdg Rd E, Deep Gap, NC 28618

Property Summary

Property Type	Under Construction
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$13,000 (Apr 2023)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Apr 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2858-99-5733-000`

Property Details

APN / Parcel Number

Primary APN	`2858-99-5733-000`
Alternative APNs	`1842352` `1857864`

Exterior

Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1857864
Street Address	378 HORSE SHOE RIDGE RD E
City	DEEP GAP
State	NC
Zip	28618-9347
Property Category	Other
Property Type	Other > Under Construction
Legal Description	1.06 AC, DB2007 PG3
Legal Subdivision	HORSESHOE RIDGE
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1048
Census Tract	920702

Owner

378 Horse Shoe Rdg Rd E is owned and occupied by two individuals who bought it in April 2023.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	378 HORSE SHOE RIDGE RD E, DEEP GAP, NC 28618-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 12, 2023	Intrafamily Transfer, Transfer · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Sep 2, 2021	Warranty Deed, Transfer
Oct 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Sep 2, 2021 · Amount on File
Deed Document Number	2023730025
Deed Book / Page	2327 / 472
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	378 HORSE SHOE RIDGE RD E, DEEP GAP, NC 28618-9347
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7125 LINN COVE CT, ROANOKE, VA 24018-5227

Mortgage

Document Number	0022430102
Date	Dec 14, 2021
Book Page	2243/102
Instrument	714954

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Apr 12, 2023
Property Address	378 HORSE SHOE RIDGE RD E, DEEP GAP, NC 28618-9347
Document Number	0023270472
Book / Page	2327 / 472
Map Reference	MB 5 PG 124
Instrument Date	Apr 12, 2023
Instrument	730025
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7125 LINN COVE CT, ROANOKE, VA 24018-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7125 LINN COVE CT, ROANOKE, VA 24018-5227

Mortgage

Document Number	0000730026
Date	Apr 12, 2023
Instrument	730026

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 2, 2021
Property Address	378 HORSE SHOE RIDGE RD E, DEEP GAP, NC 28618-9347
Document Number	0022180191
Book / Page	2218 / 191
Map Reference	MB 5 PG 124
Instrument Date	Aug 31, 2021
Instrument	710853
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Tax	$94.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 NE 48TH COURT, OAK ISLAND, NY 11702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7125 LINN COVE CT, ROANOKE, VA 24018-5227

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 2, 2020
Property Address	378 HORSE SHOE RIDGE RD E, DEEP GAP, NC 28618-9347
Document Number	0021280890
Book / Page	002128 / 000890
Instrument Date	Sep 30, 2020
Instrument	696134
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$82.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 OVERLOOK DR DEEP GAP NC 286189818, DEEP GAP, NC 28618-9818

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 19, 2018
Property Address	378 HORSE SHOE RIDGE RD E, DEEP GAP, NC 28618-9347
Document Number	0019970870
Book / Page	001997 / 000870
Instrument Date	Oct 19, 2018
Instrument	673371
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$20.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3030 LYDIA LN NEWTON NC 286589000, NEWTON, NC 28658-9000

Tax Assessment & Valuation

The 2025 property tax bill for 378 Horse Shoe Rdg Rd E was $3,024, up 1,766.7% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$892,200 (+18.86%) Land $40,300 Building $851,900
2025	$3,024.00 (+1,766.67%)	$750,600 Land $40,300 Building $710,300
2024	$162.00		$40,300 Land $40,300
2023		$40,300 Land $40,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 378 Horse Shoe Rdg Rd E in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 Horse Shoe Rdg Rd E is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWDER HORN MOUNTAIN private · serves 548 people · EPA ID NC0195122
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Horse Shoe Rdg Rd E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures