378 Highlander Rd, Topton, NC 28781 Property Records

Macon County property record for 378 Highlander Rd, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,474 sqft · built 2003
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Nov 2025)
Tax Bill	$1,179 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5595914933`

Property Details

APN / Parcel Number

Primary APN	`5595914933`
Alternative APNs	`0942224` `140245` `161417`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,474 sqft Heated Area
1st Floor Area	1,024 sqft
Upper Floors Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	440 sqft
Patio Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	161417
Street Address	378 HIGHLANDER RD
City	TOPTON
State	NC
Zip	28781-0105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 28 GLEN HAY ESTATES
Legal Subdivision	GLEN HAY ESTATES
Legal Lot Number	28
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2126
Census Tract	970200

Owner

378 Highlander Rd is owned by two individuals who bought it in November 2025.

Source: Macon County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5560 S 38TH CT, GREENACRES, FL 33463-3233
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2018	Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY
Feb 15, 2007	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage ISERVE RESIDENTIAL LENDING LLC
Jul 14, 2017	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20256832
Deed Book / Page	A44 / 2392
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	378 HIGHLANDER RD, TOPTON, NC 28781-0105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00S40/1041
Date	Mar 12, 2021
Book Page	S-40/1041
Instrument	2021002362

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	326 Months
Due	May 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	378 HIGHLANDER RD, TOPTON, NC 28781-0105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00L38/2434
Date	Mar 15, 2018
Book Page	L-38/2434
Instrument	2018001673

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	378 HIGHLANDER RD, TOPTON, NC 28781-0105
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00C31/0564
Date	Feb 15, 2007
Book Page	C-31/0564
Instrument	20070843

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2037

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 6, 2025
Property Address	378 HIGHLANDER RD, TOPTON, NC 28781-0105
Document Number	00A44/2392
Book / Page	A-44 / 2392
Map Reference	CARD 3480
Instrument Date	Sep 30, 2025
Instrument	2025006832
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5560 S 38TH CT, GREENACRES, FL 33463-3233

Mortgage

Document Number	2025006833
Date	Nov 6, 2025
Instrument	2025006833

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 14, 2017
Property Address	378 HIGHLANDER RD, TOPTON, NC 28781-0105
Document Number	00A38/2477
Book / Page	A-38 / 2477
Instrument Date	Jul 7, 2017
Instrument	2017004592
Transaction Type	Transfer
Record Updated	Sep 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2202, ANDREWS, NC 28901-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	378 HIGHLANDER RD, TOPTON, NC 28781-0105
Investor	Possibly a Property Investor

Mortgage

Document Number	00A38/2480
Date	Jul 14, 2017
Book Page	A-38/2480
Instrument	2017004593

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 378 Highlander Rd was $1,179, up 13.8% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,179.00 (+13.8%)	$332,470 (-) Land $94,820 Building $237,650	$332,470 (-) Land $94,820 Building $237,650
2025	$1,036.00	$332,470 Land $94,820 Building $237,650	$332,470 Land $94,820 Building $237,650
2023	$1,024.00	$332,470 Land $94,820 Building $237,650	$332,470 Land $94,820 Building $237,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 378 Highlander Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 Highlander Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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