378 Gary Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 378 Gary Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 728 sqft · built 1952
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Tax Bill$1,069 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN18-0920-0021-00-5

Property Details

APN / Parcel Number

Primary APN18-0920-0021-00-5
Alternative APN
  • 11-18-0920-0021-00-5

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area728 sqft Living Area
1st Floor Area728 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleBungalow
Lot Area9,888 sqft (0.227 acres)
Lot Dimensions132 ft deep x 74.8 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address378 GARY AVE
CityBENTON HARBOR
StateMI
Zip49022-7026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 - SINGL
Legal DescriptionLOT 21 BODTKE SUBDIVISION
Legal SubdivisionBODTKE SUBDIVISION
Legal Lot Number21
Legal Unit21
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group3
Census Block3037
Census Tract700

Owner

378 Gary Ave is owned and occupied by two individuals who acquired it in September 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 409, SAINT JOSEPH, MI 49085-0409
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 10, 2025
Transfer Doc03460/1928
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateSep 22, 2025
Property Address378 GARY AVE, BENTON HARBOR, MI 49022-7026
Document Number03460/1928
Book / Page3460 / 1928
Map ReferenceMB 12 PG 38
Instrument DateSep 10, 2025
Instrument2025442206
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 409, SAINT JOSEPH, MI 49085-0409

Tax Assessment & Valuation

The 2025 property tax bill for 378 Gary Ave was $1,069 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionSt. Joseph Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,400 (-1.66%)$106,800 (-1.66%)
2025$1,069.00 (+2.89%) Homeowner's exemption$54,300$108,600
2024$1,039.00
2023$34,900$69,800
2022$945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 378 Gary Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 378 Gary Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Gary Ave

Nearby Streets

Search Property Records by Address or Parcel Number