378 Garner Ln, Lancaster, OH 43130 Property Records

Fairfield County property record for 378 Garner Ln, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,884 sqft · built 1950
Lot Size	0.656 acres (28,558 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2024)
Tax Bill	$9,473 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-34058-300`

Property Details

APN / Parcel Number

Primary APN	`05-34058-300`
Alternative APN	`0403 00131`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Gross Area	2,104 sqft
1st Floor Area	1,570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Stone
Lot Area	28,558 sqft (0.656 acres)
Lot Dimensions	170 ft deep x 168 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	220 sqft
Patio Area	42 sqft
Canopy	367 sqft
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	378 GARNER LN
City	LANCASTER
State	OH
Zip	43130-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALDWIN HEIGHTS ADD BLOCK 6 LOT 7W 8
Legal Subdivision	BALDWIN HEIGHTS ADD
Legal Block	6
Legal Lot Number	7W
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2005
Census Tract	31300

Owner

378 Garner Ln is owned and occupied by two individuals who bought it in February 2024.

Source: Fairfield County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	378 GARNER LN, LANCASTER, OH 43130-3315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Fiduciary Deed, Transfer · Seller Carry-Back INGHAM LIVING TRUST
Oct 25, 2023	Warranty Deed, Transfer VALMER LAND TITLE AGENCY
Apr 20, 2021	Transfer on Death Deed, Transfer
Nov 9, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Prior Sale	Oct 25, 2023 · Amount on File
Deed Document Number	20242479
Prior Transfer Date	Apr 27, 2004
Prior Transfer Doc	0000012241
Record Updated	Oct 29, 2026

February 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 21, 2024
Property Address	378 GARNER LN, LANCASTER, OH 43130-3315
Document Number	0000002479
Map Reference	MB 6 PG 8
Instrument Date	Feb 19, 2024
Instrument	202400002479
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	378 GARNER LN, LANCASTER, OH 43130-3315

Mortgage

Document Number	0000002480
Date	Feb 21, 2024
Instrument	202400002480

Lender

Name	INGHAM LIVING TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2064

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 25, 2023
Property Address	378 GARNER LN, LANCASTER, OH 43130-3315
Document Number	0000016642
Map Reference	MB 6 PG 8
Instrument Date	Oct 20, 2023
Instrument	202300016642
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	VALMER LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 216, SOMERVILLE, TN 38068-0216

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 20, 2021
Property Address	378 GARNER LN, LANCASTER, OH 43130-3315
Document Number	0000010429
Map Reference	MB 6 PG 8
Instrument Date	Jan 24, 2021
Instrument	202100010429
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 OLD MILL RD NE, LANCASTER, OH 43130-9750

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 9, 2018
Property Address	378 GARNER LN, LANCASTER, OH 43130-3315
Document Number	0000020625
Book / Page	001779 / 001134
Instrument Date	Nov 9, 2018
Instrument	20625
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 GARNER LN LANCASTER OH 431303315, LANCASTER, OH 43130-3315

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,960 Land $34,040 Building $70,920	$299,900 Land $97,270 Building $202,630
2024	$9,473.00 (+141.97%)
2023	$3,915.00	$105,380 (-) Land $18,120 Building $87,260
2022		$105,380 Land $18,120 Building $87,260	$301,100 Land $51,780 Building $249,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 378 Garner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 Garner Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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