378 Forest Beach Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 378 Forest Beach Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,758 sqft · built 1987
Lot Size	1.46 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$2,350,000 (Sep 2025)
Tax Bill	$14,858 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-000-27379965`

Property Details

APN / Parcel Number

Primary APN	`03-000-27379965`
Alternative APNs	`3-000-27379965` `00027379965`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,758 sqft Living Area
1st Floor Area	1,894 sqft
Basement Area	609 sqft
Finished Basement	609 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	64,033 sqft
View / Lot	Waterfront
Porch	Open Porch
Porch Area	713 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00027379965
Street Address	378 FOREST BEACH RD
City	ANNAPOLIS
State	MD
Zip	21409-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.47 ACRES BROWN WOODS
Legal Subdivision	BROWN WOODS
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2003
Census Tract	730901

Owner

378 Forest Beach Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	378 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jul 10, 2020	Grant Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC
May 9, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Deed Book / Page	41608 / 78
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 18, 2026
Property Address	378 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Document Number	4234000488
Book / Page	42348 / 488
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	378 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910

Mortgage

Document Number	4234000488,
Date	May 18, 2026
Book Page	42348/488

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 10, 2020
Property Address	378 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Document Number	0348780005
Book / Page	034878 / 000005
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transaction

Amount	Amount on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8934 MOUNT PATAPSCO CT ELLICOTT CITY MD 210421856, ELLICOTT CITY, MD 21042-1856

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 9, 2019
Property Address	378 FOREST BEACH RD, ANNAPOLIS, MD 21409-5910
Document Number	0331210463
Book / Page	033121 / 000463
Instrument Date	Feb 12, 2019
Transaction Type	Foreclosure
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	378 FOREST BEACH RD ANNAPOLIS MD 214095910, ANNAPOLIS, MD 21409-5910

Tax Assessment & Valuation

The 2025 property tax bill for 378 Forest Beach Rd was $14,858.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,549,633 (+18.22%)	$1,788,500 (-) Land $1,279,000 Building $509,500
2025	$14,858.00	$1,310,767	$1,788,500 Land $1,279,000 Building $509,500
2023	$11,354.00	$1,039,800	$1,071,900 Land $844,000 Building $227,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 378 Forest Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 Forest Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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