378 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 378 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,664 sqft · built 2015
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$990,000 (Nov 2017)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`244NJ001`

Property Details

APN / Parcel Number

Primary APN	`244NJ001`
Alternative APNs	`108513035333` `80066365`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,664 sqft Heated Area
Gross Area	4,493 sqft
1st Floor Area	325 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80066365
Street Address	378 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-1 B-48 S-A OIB PLAT 3/178-178A
Legal Subdivision	SECTION A OCEAN ISLE BEACH
Legal Block	48
Legal Lot Number	1
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 DUNDAS LN, RALEIGH, NC 27603-7145
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Feb 11, 2016 · Amount on Record
Deed Book / Page	3987 / 827
Prior Transfer Date	Feb 27, 2013
Prior Transfer Doc	0033760939
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Nov 20, 2017
Property Address	378 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7606
Document Number	0039870827
Book / Page	3987 / 0827
Map Reference	MB 3 PG 178
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10206 WOODROW ST, 10206, VIENNA, VA 22181-3141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 W LANE ST, RALEIGH, NC 27603-1411

Mortgage

Document Number	39870831
Date	Nov 20, 2017
Instrument	3987/0831

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2027

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,470,970 (-) Land $800,000 Building $670,970	$1,470,970 (-) Land $800,000 Building $670,970
2025	$5,490.00	$1,470,970 (-) Land $800,000 Building $670,970	$1,470,970 (-) Land $800,000 Building $670,970
2023		$1,470,970 Land $800,000 Building $670,970	$1,470,970 Land $800,000 Building $670,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000