378 Chapel St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 378 Chapel St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,748 sqft · built 2006
Lot Size	0.651 acres (28,338 sqft)
Owner	2 Company Names on Record
Last Sale	$799,900 (Sep 2023)
Tax Bill	$10,043 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:163 B:38`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:163 B:38`
Alternative APNs	`M:00163 P:00038` `3360`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,748 sqft Living Area
Gross Area	5,172 sqft
1st Floor Area	1,656 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,338 sqft (0.651 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3360
Street Address	378 CHAPEL ST
City	HOLDEN
State	MA
Zip	01520-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	38
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1004
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	378 CHAPEL ST, HOLDEN, MA 01520-1815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 29, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PRESTIGE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	202381364
Deed Book / Page	69704 / 229
Last Transfer Date	Jun 6, 2025
Transfer Doc	072099-305
Record Updated	Oct 29, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Jun 10, 2025
Property Address	378 CHAPEL ST, HOLDEN, MA 01520-1815
Document Number	072099-305
Book / Page	72099 / 305
Instrument Date	Jun 6, 2025
Instrument	46603
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	378 CHAPEL ST, HOLDEN, MA 01520-1815

Mortgage

Document Number	0000044563
Date	Jun 10, 2025
Instrument	44563

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2056

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Sep 29, 2023
Property Address	378 CHAPEL ST, HOLDEN, MA 01520-1815
Document Number	069704-229
Book / Page	69704 / 229
Instrument Date	Sep 29, 2023
Instrument	81364
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	378 CHAPEL ST, HOLDEN, MA 01520-1815

Mortgage

Document Number	0000081365
Date	Sep 29, 2023
Instrument	81365

Lender

Name	PRESTIGE HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,043.00 (-0.74%)	$745,000 (+2.05%) Land $202,800 Building $542,200	$826,586 (+10.61%)
2025	$10,118.00 (-1.08%)	$730,000 (+1%) Land $193,200 Building $536,800	$747,270
2024	$10,228.00 (+13.83%)	$722,800 (+20.59%) Land $187,400 Building $535,400
2023	$8,985.00	$599,400 Land $163,000 Building $436,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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