McHenry County property record for 3779 Monterey Cir, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.192 acres (8,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $427,500 (Mar 2023) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-376-019 |
| Primary APN | 18-36-376-019 |
|---|
| Lot Area | 8,402 sqft |
|---|
| Street Address | 3779 MONTEREY CIR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0028769 LT 122 THE COVE UNIT III SINGLE FAMILY RESUB MEMO: ASHMAN, CHRISTOPHER W/ STEPHANIE K |
| Legal Subdivision | COVE #III SINGLE FAMILY RESUB |
| Legal Lot Number | 122 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 871107 |
3779 Monterey Cir is owned and occupied by an individual who bought it in March 2023.
Source: McHenry County records, as of August 7, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3779 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on File |
| Deed Sale | Mar 13, 2023 · Amount on File |
| Prior Sale | Aug 5, 2016 · Amount on File |
| Deed Document Number | 2023R0005286 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 13, 2023 |
| Property Address | 3779 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Document Number | 0000005286 |
| Map Reference | DOC 2013R0049589 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023R0005286 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3779 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Document Number | 0000005287 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023R0005287 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3779 MONTEREY CIR, ALGONQUIN, IL 60102-6342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043074 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020R0043074 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $130,516 Land $14,480 Building $116,036 | $391,548 Land $43,440 Building $348,108 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3779 Monterey Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3779 Monterey Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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