3779 Lighthouse Rd, Henderson, NY 13650 Property Records

Jefferson County and Henderson Town property record for 3779 Lighthouse Rd, Henderson, NY 13650

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 650 sqft · built 1925
Lot Size	0.58 acres (25,300 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (May 2024)
Tax Bill	$4,064 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2019 Line of Credit
APN	`223600 105.09-1-19`

Property Details

APN / Parcel Number

Primary APN	`223600 105.09-1-19`
Alternative APN	`36001050090001019000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	650 sqft Living Area
1st Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cottage
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	25,300 sqft (0.58 acres)
Lot Dimensions	253 ft deep x 100 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	442 sqft
Shed	1 Shed
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Account Number	223600 105.09-1-19
Street Address	3779 LIGHTHOUSE RD
City	HENDERSON
State	NY
Zip	13650-2130
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	R1
Legal Description	GREYSTONE 4 LOTS
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	JEFFERSON NY
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3015
Census Tract	61700

Owner

Source: Jefferson County and Henderson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3779 LIGHTHOUSE RD, HENDERSON, NY 13650-2130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	20247504
Last Transfer Date	Jul 29, 2025
Transfer Doc	0000012183
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	3779 LIGHTHOUSE RD, HENDERSON, NY 13650-2130
Document Number	0000000022
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3779 LIGHTHOUSE RD HENDERSON NY 136502130, HENDERSON, NY 13650-2130

Mortgage

Document Number	0000000022
Date	Jan 4, 2021
Instrument	22

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2041

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	3779 LIGHTHOUSE RD, HENDERSON, NY 13650-2130
Document Number	0000018356
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3779 LIGHTHOUSE RD HENDERSON NY 136502130, HENDERSON, NY 13650-2130

Mortgage

Document Number	0000018356
Date	Nov 13, 2019
Instrument	18356

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County and Henderson Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
County Subdivision	Henderson Town
Unified School District	Belleville Henderson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,064.00 (+5.59%)
2025	$3,849.00 (+112.18%)	$188,100 (-) Land $127,600 Building $60,500	$276,618 (+14.53%) Land $187,647 Building $88,971
2023		$188,100 (-) Land $127,600 Building $60,500	$241,525 (+16.06%) Land $163,842 Building $77,683
2022	$1,814.00	$188,100 Land $127,600 Building $60,500	$208,098 Land $141,166 Building $66,932

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2017–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2021 · tidal / storm surge
Claims by Event	Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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