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3778 Montclair Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3778 Montclair Rd, Cameron Park, CA 95682

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,884 sqft · built 1996
Lot Size0.289 acres (12,632 sqft)
Owner2 Owner Names on Record
Last Sale$226,500 (Nov 2000)
Tax Bill$3,660 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN082-146-003-000

Property Details

APN / Parcel Number

Primary APN082-146-003-000
Alternative APN
  • 0821460310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,884 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Construction TypeWood
Lot Area12,632 sqft (0.289 acres)
TerrainBrushy
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Patio Area1,884 sqft

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number0821460310
Street Address3778 MONTCLAIR RD
CityCAMERON PARK
StateCA
Zip95682-9083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 775 CAMERON PK N 2
Legal SubdivisionCAMERON PK N 2
Legal Lot Number775
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group2
Census Block2004
Census Tract30809

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3778 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2000 · Amount on Record
Deed SaleNov 27, 2000 · Amount on Record
Prior SaleMay 9, 1996 · Amount on Record
Deed Document Number2000-0059961
Deed Book / Page082
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3778 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
Transaction TypeMortgage
Record UpdatedApr 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3778 MONTCLAIR RD, CAMERON PARK, CA 95682-9083

Mortgage

Document Number0000026366
DateApr 16, 2021
Instrument2021-0026366
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3778 MONTCLAIR RD, CAMERON PARK, CA 95682-9083
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIRST AMERICAN TTL CO FRESNO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024922
DateJun 1, 2020
Instrument2020-0024922
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictBuckeye Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,660.00 (-20.98%) Homeowner's exemption$341,268 (+4.04%) Land $97,928 Building $243,340
2023$4,632.00 (+1.14%) Homeowner's exemption$328,018 Land $94,126 Building $233,892
2022$4,580.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1993–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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