Hamilton County property record for 3778 Lacy Leaf Ln, Apison, TN 37302 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,117 sqft Living Area |
| Lot Size | 1 acres |
| Occupancy | Owner Occupied |
| Last Sale | $555,084 (2021) |
| Tax Bill | $2,811.00 (2025) |
Source: Hamilton County records · APN 161P C 048
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3778 LACY LEAF LN, APISON, TN 37302-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Feb 16, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 12, 2017 | Quit Claim Deed, Transfer FILE FIRST CHOICE TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on Record |
| Deed Sale | Feb 16, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2019 · Amount on Record |
| Deed Doc Number | 2021021600300 |
| Deed Book / Page | 12357 / 362 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3778 LACY LEAF LN, APISON, TN 37302-2102 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000008 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 12818/930 |
| Instrument | 2022012400008 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3778 LACY LEAF LN, APISON, TN 37302-2102 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000007 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 12818/916 |
| Instrument | 2022012400007 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 16, 2021 |
| Property Address | 3778 LACY LEAF LN, APISON, TN 37302-2102 |
| Document Number | 0000000300 |
| Book / Page | 12357 / 362 |
| Map Reference | MB 101 PG 194&195 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021021600300 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | APL WARRANTY TITLE LLC, WARRANTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,053.81 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3778 LACY LEAF LN, APISON, TN 37302-2102 |
| Document Number | 0012357364 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 12357/364 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 12, 2017 |
| Property Address | 3778 LACY LEAF LN, APISON, TN 37302-2102 |
| Document Number | 0000000210 |
| Book / Page | 011225 / 000503 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 210 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FILE FIRST CHOICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7550 E BRAINERD RD #125 CHATTANOOGA TN 374213189, 125, CHATTANOOGA, TN 37421-3189 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,811.00 (-2.29%) | $185,475 (+44.2%) | $741,900 (+44.2%) Land $70,000 Building $671,900 |
| 2024 | $2,877.00 (-0.31%) | $128,625 (-) | $514,500 (-) Land $55,000 Building $459,500 |
| 2023 | $2,886.00 | $128,625 | $514,500 Land $55,000 Building $459,500 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 161P C 048 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,117 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,560 sqft |
| Depth X Width | 300 ft x 80 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 0000382649 |
|---|---|
| Street Address | 3778 LACY LEAF LN |
| City | APISON |
| State | TN |
| Zip | 37302-2102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 189 THE RIDGES OF CRYSTAL BROOK SUB PB 101 PG 194 OUT OF 161 133.01 FOR 2015 |
| Legal Subdivision | RIDGES OF CRYSTAL BROOK SUB |
| Legal Lot Number | 189 |
| Jurisdiction | HAMILTON TN |
| Minor Civil Division | 7 |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 11203 |
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