3778 Falling Leaf Dr, Rockford, IL 61109 Property Records

Winnebago County property record for 3778 Falling Leaf Dr, Rockford, IL 61109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,768 sqft · built 1977
Lot Size	0.674 acres (29,371 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2022)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`271A287`

Property Details

APN / Parcel Number

Primary APN	`271A287`
Alternative APN	`1619276012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,768 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Finished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,371 sqft (0.674 acres)
Garage Area	1,164 sqft
Driveway	Driveway
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3778 FALLING LEAF DR
City	ROCKFORD
State	IL
Zip	61109-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	RIVER GROVE SUB PLAT 5 BNG PT E 1/2 SEC 19-43-2 LOT 087
Legal Range	2
Legal Township	43
Legal Section	19
Legal Subdivision	RIVER GROVE SUB PLAT 5
Legal Lot Number	087
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	4
Census Block	4004
Census Tract	3706

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1403 STONE BADGE XING, ROCKFORD, IL 61108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	202219018
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 17, 2022
Property Address	3778 FALLING LEAF DR, ROCKFORD, IL 61109-4539
Document Number	0000019018
Map Reference	BK35 PG369
Instrument Date	Jun 16, 2022
Instrument	2219018
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3778 FALLING LEAF DR, ROCKFORD, IL 61109-4539

Mortgage

Document Number	0000019019
Date	Jun 17, 2022
Instrument	2219019

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,531.00	$84,154 (+39.35%) Land $11,484 Building $72,670	$252,462 (+39.35%) Land $34,452 Building $218,010
2022	Homeowner's exemption	$60,389 Land $8,800 Building $51,589	$181,167 Land $26,400 Building $154,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20