3778 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3778 E Oxford Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,465 sqft · built 2003
Lot Size	0.197 acres (8,620 sqft)
Owner	2 Company Names on Record
Last Sale	$480,000 (Apr 2021)
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`304-39-488`

Property Details

APN / Parcel Number

Primary APN	`304-39-488`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,465 sqft Living Area
1st Floor Area	1,349 sqft
2nd Floor Area	1,116 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,620 sqft (0.197 acres)
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3778 E OXFORD LN
City	GILBERT
State	AZ
Zip	85295-4678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BELLA VISTA AMD MCR 579-35
Legal Range	06E
Legal Township	01S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BELLA VISTA AMD
Legal Lot Number	186
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1003
Census Tract	815203

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	3778 E OXFORD LN, GILBERT, AZ 85295-4678
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage KS STATEBANK
May 22, 2020	Deed of Trust, Mortgage · Construction Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Jul 13, 2005
Deed Document Number	20210413376
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 13, 2021
Property Address	3778 E OXFORD LN, GILBERT, AZ 85295-4678
Document Number	0000413376
Map Reference	MB 579 PG 35
Instrument Date	Apr 6, 2021
Instrument	20210413376
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3778 E OXFORD LN, 3778, GILBERT, AZ 85295-4678

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3778 E OXFORD LN, GILBERT, AZ 85295-4678

Mortgage

Document Number	0000413377
Date	Apr 13, 2021
Instrument	20210413377

Lender

Name	KS STATEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3778 E OXFORD LN, GILBERT, AZ 85295-4678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444061
Date	May 22, 2020
Instrument	20200444061

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,610 (-0.9%)	$486,100 (-0.9%) Land $97,200 Building $388,900
2025	$2,097.00 (-6.51%)
2024		$49,050	$490,500 Land $98,100 Building $392,400
2023	$2,243.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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