3777 FM 177 E, Troup, TX 75789 Property Records

Cherokee County property record for 3777 FM 177 E, Troup, TX 75789

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 1,824 sqft · built 1997
Lot Size	12.6 acres (549,989 sqft)
Owner	Individual Name on Record
Tax Bill	$1,562 (2025)
Deeds & Mortgages	Aug 2022 Document Feb 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`0000571611A0001000`

Property Details

APN / Parcel Number

Primary APN	`0000571611A0001000`
Alternative APN	`109405000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	4,248 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	549,989 sqft (12.6 acres)
Garage Type	Carport
Garage Area	96 sqft
Carport	Carport
Carport Area	96 sqft
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000057-1611A-0001000
Street Address	3777 FM 177 E
City	TROUP
State	TX
Zip	75789-8577
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A 57 BLK 1611A TR 1 F J ANTHONY H03
Legal Subdivision	F J ANTHONY SURVEY A-
Legal Tract	1
Legal Block	1611A
Jurisdiction	CHEROKEE TX
Township / Civil Division	MOUNT SELMAN
Census Block Group	1
Census Block	1055
Census Tract	950201

Owner

Source: Cherokee County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3777 FM 177 E, TROUP, TX 75789-8577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022
Feb 12, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Oct 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022
Deed Sale	Aug 8, 2022
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	2022716013
Deed Book / Page	2715 / 306
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	002715/306
Record Updated	Sep 20, 2026

August 2022:

Jurisdiction	CHEROKEE TX
Recording Date	Aug 8, 2022
Property Address	3777 FM 177 E, TROUP, TX 75789-8577
Document Number	002715/306
Book / Page	2715 / 306
Instrument Date	Mar 29, 2022
Instrument	716013
Record Updated	Aug 23, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3777 FM 177 E, TROUP, TX 75789-8577

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	3777 FM 177 E, TROUP, TX 75789-8577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2476/198
Date	Feb 12, 2019
Book Page	2476/198
Instrument	00678327

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	Oct 8, 2020
Property Address	3777 FM 177 E, TROUP, TX 75789-8577
Document Number	2575/332
Book / Page	2575 / 332
Instrument Date	Oct 7, 2020
Instrument	693922
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3777 FM 177 E, TROUP, TX 75789-8577

Mortgage

Document Number	693923
Date	Oct 8, 2020
Instrument	693923

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Unified School District	Troup Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,562.00 (-51.14%) Homeowner's exemption	$319,740 (-5.81%) Land $155,780 Building $163,960	$319,740 (-5.81%) Land $155,780 Building $163,960
2023		$339,470 Land $157,880 Building $181,590	$339,470 Land $157,880 Building $181,590
2022	$3,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CHEROKEE WSC serves 6,951 people · EPA ID TX0370018
Water Source	Purchased surface water from CITY OF JACKSONVILLE
Last State Inspection	Apr 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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