3776 Sturbridge Way, Cincinnati, OH 45245 Property Records

Clermont County property record for 3776 Sturbridge Way, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,256 sqft · built 2022
Lot Size	0.31 acres (13,512 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jun 2025)
Tax Bill	$10,435 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-276`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-276`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,256 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft
Family Room	Family Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	13,512 sqft (0.31 acres)
View / Lot	Cul-de-sac
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	122 sqft
Deck Area	172 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3776 STURBRIDGE WAY
City	CINCINNATI
State	OH
Zip	45245-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 4 BLOCK A LOT 124
Legal Subdivision	PRESTWICK PLACE
Legal Block	A
Legal Lot Number	124
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

3776 Sturbridge Way is owned and occupied by two individuals who bought it in June 2025.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3776 STURBRIDGE WAY, CINCINNATI, OH 45245-3512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 4, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage WARSAW FSLA
Nov 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	May 4, 2022 · Amount on File
Deed Document Number	202510803
Deed Book / Page	2994 / 4853
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3776 STURBRIDGE WAY, CINCINNATI, OH 45245-3512
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3776 STURBRIDGE WAY, CINCINNATI, OH 45245-3512

Mortgage

Document Number	0000022233
Date	Oct 22, 2025
Book Page	3006/1368
Instrument	202500022233

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Jul 1, 2040

May 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	May 4, 2022
Property Address	3776 STURBRIDGE WAY, CINCINNATI, OH 45245-3512
Document Number	0000012423
Book / Page	2918 / 5795
Map Reference	CAB 19 PG 123&124
Instrument Date	Apr 25, 2022
Instrument	202200012423
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2024
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3776 STURBRIDGE WAY, CINCINNATI, OH 45245-3512

Mortgage

Document Number	0000012424
Date	May 4, 2022
Instrument	202200012424

Lender

Name	WARSAW FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 10, 2021
Property Address	3776 STURBRIDGE WAY, CINCINNATI, OH 45245-3512
Document Number	0000036751
Book / Page	2901 / 3008
Map Reference	CAB 19 PG 123&124
Instrument Date	Nov 9, 2021
Instrument	202100036751
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD # 40, 40, ERLANGER, KY 41018-1011

Tax Assessment & Valuation

The 2025 property tax bill for 3776 Sturbridge Way was $10,435 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,435.00	$194,080 Land $25,340 Building $168,740
2024			$554,500 (-) Land $72,400 Building $482,100
2023	$18,750.00 (+1,754.6%) Homeowner's exemption	$194,080 (+1,055.24%) Land $25,340 Building $168,740	$554,500 Land $72,400 Building $482,100
2022	$1,011.00	$16,800 Land $16,800
2020			$48,000 Land $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3776 Sturbridge Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3776 Sturbridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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