3775 Sundling Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3775 Sundling Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 768 sqft · built 1968
Lot Size	0.341 acres (14,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2022)
Tax Bill	$2,850 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`387-0170-00220`

Property Details

APN / Parcel Number

Primary APN	`387-0170-00220`
Alternative APN	`1134405`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	14,859 sqft (0.341 acres)
Deck Area	16 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1134405
Street Address	3775 SUNDLING RD
City	TOWER
State	MN
Zip	55790-8609
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 21 A SERIAL #
Legal Subdivision	FRASER BEACH T OF GREENWOOD
Legal Lot Number	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1250
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12802 MICHELANGELO ST, AUSTIN, TX 78729-2002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 1, 2017	Warranty Deed, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	20221059565
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 3, 2022
Property Address	3775 SUNDLING RD, TOWER, MN 55790-8609
Document Number	0001059565
Instrument Date	Jul 22, 2022
Instrument	1059565
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12802 MICHELANGELO ST, AUSTIN, TX 78729-2002

Mortgage

Document Number	0001059566
Date	Aug 3, 2022
Instrument	1059566

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 1, 2017
Property Address	3775 SUNDLING RD, TOWER, MN 55790-8609
Document Number	000T987941
Instrument Date	Jul 28, 2017
Instrument	T987941
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$577.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5764 118TH ST SE DELANO MN 553288312, DELANO, MN 55328-8312

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,850.00 (+12.92%)
2025	$2,524.00 (-0.94%)	$342,500 (+14.86%) Land $215,700 Building $126,800	$342,500 (+14.86%) Land $215,700 Building $126,800
2024	$2,548.00	$298,200 (+35.05%) Land $189,000 Building $109,200	$298,200 (+35.05%) Land $189,000 Building $109,200
2022		$220,800 Land $142,600 Building $78,200	$220,800 Land $142,600 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

May also be available: Verizon.

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