3775 Mack Rd, Saginaw, MI 48601 Property Records

Saginaw County property record for 3775 Mack Rd, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,122 sqft · built 1962
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$63,000 (Mar 2010)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-04-4019-700`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-04-4019-700`
Alternative APN	`09115044019A00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,122 sqft
Unfinished Basement	1,122 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	104 sqft
Deck Area	Deck Area
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3775 MACK RD
City	SAGINAW
State	MI
Zip	48601-7118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S LY 73.6 FT OF N LY 767.6 FT OF W 1/2 OF W 1/2 OF SE 1/4 -- 1.11 ACRE SEC 04 T11N R5E
Legal Range	05E
Legal Township	11N
Legal Section	04
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	1
Census Block	1001
Census Tract	11500

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3775 MACK RD, SAGINAW, MI 48601-7118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 14, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2010 · Amount on Record
Deed Sale	Mar 12, 2010 · Amount on Record
Prior Sale	Dec 23, 2008
Deed Document Number	20106082
Deed Book / Page	2570 / 1844
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3775 MACK RD, SAGINAW, MI 48601-7118
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3775 MACK RD, SAGINAW, MI 48601-7118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004471
Date	Feb 22, 2022
Instrument	2022004471

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.97%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.97%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	3775 MACK RD, SAGINAW, MI 48601-7118
Document Number	0000002878
Book / Page	002888 / 001522
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3775 MACK RD SAGINAW MI 486017118, SAGINAW, MI 48601-7118

Mortgage

Document Number	0000002878
Date	Feb 6, 2017
Book Page	002888/001522
Instrument	2878

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,800 (+43.13%)	$91,600 (+43.13%)
2025	$1,558.00 (+24.04%) Homeowner's exemption
2023		$32,000	$64,000
2022	$1,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Mar 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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