3775 Lafayette Dr, Odessa, MO 64076 Property Records

Lafayette County property record for 3775 Lafayette Dr, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,592 sqft · built 1996
Lot Size	0.895 acres (38,986 sqft)
Owner	2 Individual Names on File
Last Sale	$223,900 (Dec 2021)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-6.0-23-0-005-159.000`

Property Details

APN / Parcel Number

Primary APN	`23-6.0-23-0-005-159.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Basement Area	1,824 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	38,986 sqft (0.895 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3775 LAFAYETTE DR
City	ODESSA
State	MO
Zip	64076-5148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8,9,10,11,12,13,14 LAKE LAFAYETTE PLAT B; 541-376, 768-376, 768-848, 858-217, 877-864, 926-365, 1050-1048, 1050-1055, 10
Legal Range	28
Legal Township	48
Legal Section	23
Legal Subdivision	LAKE LAFAYETTE ADD
Legal Lot Number	10-14
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3022
Census Tract	90602

Owner

3775 Lafayette Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3775 LAFAYETTE DR, ODESSA, MO 64076-5148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC
Dec 23, 2021	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Jun 1, 2016
Deed Document Number	2021DR6877
Prior Transfer Date	Dec 20, 2021
Prior Transfer Doc	0000006809
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	3775 LAFAYETTE DR, ODESSA, MO 64076-5148
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR3693
Date	Jul 25, 2022
Instrument	2022DR3693

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	3775 LAFAYETTE DR, ODESSA, MO 64076-5148
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR1090
Date	Mar 2, 2022
Instrument	2022DR1090

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 23, 2021
Property Address	3775 LAFAYETTE DR, ODESSA, MO 64076-5148
Document Number	2021DR6877
Instrument Date	Dec 21, 2021
Instrument	2021DR6877
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3775 LAFAYETTE DR, ODESSA, MO 64076-5148

Mortgage

Document Number	2021DR6878
Date	Dec 23, 2021
Instrument	2021DR6878

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3775 Lafayette Dr was $1,413.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Lake Lafayette City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00	$17,716	$93,240 Land $23,540 Building $69,700
2023		$15,541	$81,794 Land $20,654 Building $61,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3775 Lafayette Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3775 Lafayette Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAFAYETTE PWS serves 327 people · EPA ID MO1031547
Water Source	Purchased groundwater from LAFAYETTE COUNTY PWSD 1
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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