Seminole County property record for 3775 Charleston Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 5,216 sqft · built 1992 |
| Lot Size | 0.637 acres (27,768 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $484,000 (Oct 2012) |
| Tax Bill | $7,969 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-21-31-503-0000-1000 |
| Primary APN | 33-21-31-503-0000-1000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,216 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| 2nd Floor Area | 2,367 sqft |
| Upper Floors Area | 2,367 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 27,768 sqft |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 720 sqft |
| Patio Area | 1 sqft |
| Utility Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 3775 CHARLESTON LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 100 RIVER WALK PB 43 PGS 30 TO 34 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 33 |
| Legal Subdivision | RIVER WALK |
| Legal Tract | 503 |
| Legal Lot Number | 100 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21317 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 3775 CHARLESTON LOOP, OVIEDO, FL 32765-9202 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on Record |
| Deed Sale | Oct 17, 2012 · Amount on Record |
| Prior Sale | Oct 17, 2012 · Amount on Record |
| Deed Document Number | 2012124998 |
| Deed Book / Page | 07879 / 1647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3775 CHARLESTON LOOP, OVIEDO, FL 32765-9202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088610718 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 08861/0718 |
| Instrument | 2017015627 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jan 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,969.00 (+4.65%) Homeowner's exemption | $605,923 (+5.99%) | $1,165,155 (+39.61%) Land $178,000 Building $987,155 |
| 2023 | $7,615.00 (+2.34%) Homeowner's exemption | $571,695 (+3%) | $834,600 (-5.16%) Land $148,000 Building $686,600 |
| 2022 | $7,441.00 Homeowner's exemption | $555,044 | $880,030 Land $130,000 Building $750,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 units insured incl. 8 condo units |
| Nearby Flood Claims | 13 (2019–2022) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures